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BILL Holdings BILL Provision for expected credit losses on acquired card receivables and other financial assets

Provision for expected credit losses on acquired card receivables and other financial assets at other companies

SBC
Seacoast Banking Corporation of FloridaSBCF
$761K-91.8%
H&R Block logo
H&R BlockHRB
$36.38M+3.0%
Cushman & Wakefield
 logo
Cushman & Wakefield CWK
$4.8M+71.4%
Evolution Metals & Technologies Corp.
 logo
Evolution Metals & Technologies Corp. EMAT
$470K
Bank of Hawaii logo
Bank of HawaiiBOH
$1.75M-46.2%
GHC
Graham HoldingsGHC
$1.54M+35.1%

Other financials

Income statement

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Revenue$406.6M+13.5%
Gross profit$331.9M+14.0%
Operating income-$399.0K+98.6%
Net income$12.8M+210%
EPS (diluted)$0.12+209%

Balance sheet

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Cash & equivalents$3.4B+6.0%
Total debt$1.9B+6.3%
Total equity$3.8B-1.7%
Total assets$10.1B+4.6%

Cash flow

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Operating cash flow$102.7M+3.2%
CapEx$168.0K-85.4%
Free cash flow$102.5M+4.2%

Valuation

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Market cap$3.22B-19.0%

Profitability

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Gross margin80.7%-0.8pp
Operating margin-3.8%-0.9pp
Net margin-4.2%-1.9pp
FCF margin23.9%-0.2pp

Returns & leverage

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Return on equity-1.3%-0.6pp
Debt / equity0.5×0.0×
Current ratio1.7×0.0×

Where this comes from

Reported directly by BILL Holdings in its filing.

Tagged under the XBRL concept bill:ProvisionForLossesOnAcquiredCardReceivables.

The official record: BILL Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BILL Holdings's provision for expected credit losses on acquired card receivables and other financial assets?
BILL Holdings (BILL) reported provision for expected credit losses on acquired card receivables and other financial assets of $18.83M in Q1 2026.
How has BILL Holdings's provision for expected credit losses on acquired card receivables and other financial assets changed year-over-year?
BILL Holdings's provision for expected credit losses on acquired card receivables and other financial assets increased by 26.0% year-over-year, from $14.95M to $18.83M.
What is the long-term trend for BILL Holdings's provision for expected credit losses on acquired card receivables and other financial assets?
Over 4 years (2021 to 2025), BILL Holdings's provision for expected credit losses on acquired card receivables and other financial assets has grown at a 214.8% compound annual growth rate (CAGR), from $741K to $72.75M.
What does provision for expected credit losses on acquired card receivables and other financial assets mean?
This represents the estimated non-cash charge taken against earnings to account for potential defaults or uncollectible balances within a portfolio of acquired credit receivables. It serves as a forward-looking indicator of credit risk management and the quality of the underlying financial assets.