What are BILL Holdings's profit margins?

BILL Holdings (BILL) runs a 80.7% gross margin and a -3.8% operating margin, with a -4.2% net margin.

Where do BILL Holdings's ratios come from?

Every ratio is computed from BILL Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

BILL Holdings BILL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q3 '26	TTM Q2 '26	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25
Profitability
Gross margin	80.7%+0.1pp	80.6%-0.5pp	81%-0.4pp	81.4%-0.1pp	81.5%-0.4pp
Operating margin	-3.8%+2.0pp	-5.8%+0.4pp	-6.2%-0.7pp	-5.5%+0.2pp	-5.7%0.0pp
Returns
Return on invested capital	-2.6%+2.2pp	-4.8%-0.2pp	-4.6%-2.8pp	-1.8%+0.5pp	-2.4%+0.2pp
Efficiency
Asset turnover	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Liquidity
Current ratio	1.7×0.0×	1.7×0.0×	1.7×+0.1×	1.6×-0.1×	1.7×0.0×
Leverage
Debt-to-equity	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Per Share
Book value per share	$33.75-10.9%	$37.87-0.6%	$38.09+1.1%	$37.67-0.5%	$37.86+3.9%
Valuation
Market capitalization	$3.79B-30.6%	$5.46B+1.5%	$5.38B+15.4%	$4.67B-0.3%	$4.68B-46.6%
Price / sales	2.4×-1.2×	3.5×-0.1×	3.6×+0.4×	3.2×-0.1×	3.3×-3.0×
Price / book	1×-0.4×	1.4×0.0×	1.4×+0.2×	1.2×0.0×	1.2×-1.1×

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Questions, answered.

What are BILL Holdings's profit margins?: BILL Holdings (BILL) runs a 80.7% gross margin and a -3.8% operating margin, with a -4.2% net margin.
Where do BILL Holdings's ratios come from?: Every ratio is computed from BILL Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.