What are Blend Labs's total assets?

Blend Labs (BLND) holds $161.3M in total assets, down 14.0% year over year.

How much debt does Blend Labs have?

Blend Labs carries $1.4M in total debt against -$55.9M of shareholders' equity, a debt-to-equity ratio of 36.78.

How much cash does Blend Labs have?

Blend Labs holds $39.4M in cash and equivalents.

Can Blend Labs cover its short-term obligations?

Its current ratio is 1.81 — current assets exceed current liabilities.

Where does Blend Labs's balance sheet data come from?

Every line is extracted from Blend Labs's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Blend Labs BLND Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$45.06M+18.5%	$38.01M-0.6%	$38.25M-70.5%	$129.56M-40.7%
Short-term investments	$24.74M-56.0%	$56.23M-46.9%	$105.96M-53.9%	$229.95M-31.2%
Restricted cash	$1.94M-61.4%	$5.02M-31.1%	$7.29M+36.1%	$5.36M—
Accounts receivable, net	$8.79M-40.1%	$14.66M-20.1%	$18.35M-19.2%	$22.72M-33.3%
Prepaid expenses and other current assets	$68.97M+27.5%	$54.08M-31.6%	$79.04M-16.3%	$94.44M-5.3%
Assets held for sale	$3.96M-58.8%	$9.62M—	——	——
Contract assets	$5.27M+107%	$2.54M+59.4%	$1.59M+27.2%	$1.25M-76.6%
Trading assets	——	$35.48M-46.7%	$66.62M-67.0%	$201.92M—
Total current assets	$99.8M-26.2%	$135.24M-20.4%	$169.84M-57.1%	$396.1M-35.4%
Property and equipment, net	$23M+97.0%	$11.67M+196%	$3.95M-31.3%	$5.74M-6.7%
Accumulated depreciation	$4.43M+284%	$1.15M-87.4%	$9.16M+33.2%	$6.87M+48.4%
Operating lease right-of-use assets	$1.39M+311%	$339K-96.0%	$8.57M-26.6%	$11.67M-20.7%
Other non-current assets	$1.35M-11.2%	$1.52M-37.9%	$2.45M+45.1%	$1.69M-59.5%
Equity method investments	$30.38M+210%	$9.8M+81.5%	$5.4M0.0%	$5.4M—
Available-for-sale securities	——	$56.05M—	——	——
Total assets	$170.05M-4.5%	$178.09M-13.6%	$206.07M-52.4%	$432.76M-61.1%
Accounts payable	$6.5M+0.5%	$6.47M-31.0%	$9.37M+1.6%	$9.23M-53.3%
Accrued expenses	$4.56M+37.4%	$3.32M-40.4%	$5.56M-44.7%	$10.06M-44.5%
Deferred revenue	$19.39M+0.8%	$19.24M+114%	$8.98M+3.3%	$8.7M+7.8%
Operating lease liabilities, current	$254K-90.5%	$2.66M-39.3%	$4.38M+7.1%	$4.09M+6.0%
Liabilities held for sale	$2.13M-58.3%	$5.11M—	——	——
Contract liabilities	$0—	$0—	$0—	$0—
Accrued interest	$300K-25.0%	$400K-55.6%	$900K0.0%	$900K-83.8%
Other current liabilities	$261K—	$0-100%	$1.67M-6.9%	$1.79M+46.1%
Total current liabilities	$39.45M+1.1%	$39.02M+23.6%	$31.57M-11.0%	$35.47M-40.9%
Operating lease liabilities, non-current	$1.22M—	$0-100%	$6.98M-37.0%	$11.09M-24.1%
Operating Lease Liabilities (Total)	$1.48M-61.5%	$3.83M-66.3%	$11.36M-25.2%	$15.18M-17.8%
Other non-current liabilities	$1.57M+464%	$278K-87.5%	$2.23M-59.3%	$5.48M-59.2%
Total liabilities	$41.02M+1.5%	$40.4M-77.4%	$179.12M-33.4%	$268.84M-10.9%
Common stock	3B+149,999,900%	2K0.0%	2K0.0%	2K0.0%
Additional paid-in capital	$1.36B+2.5%	$1.33B+0.5%	$1.32B+2.7%	$1.29B+5.6%
Retained earnings	-$1.39B-0.5%	-$1.38B-3.2%	-$1.34B-15.4%	-$1.16B-163%
Accumulated other comprehensive income (loss)	$597K-0.8%	$602K+36.5%	$441K+162%	-$708K+12.4%
Total stockholders' equity	-$30.47M+45.9%	-$56.36M-193%	-$19.24M-116%	$123.17M-84.1%
Total liabilities and stockholders' equity	$170.05M-4.5%	$178.09M-13.6%	$206.07M-52.4%	$432.76M-61.1%
Available-for-Sale Debt Securities - Amortized Cost	——	$35.42M—	——	——
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	——	$35.42M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	$0—	$0-100%	$4—	$0—
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$0—	$0-100%	$16M—	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$0—	$0-100%	$16M—	——
Allowance for Doubtful Accounts	$112K+124%	$50K-66.4%	$149K-65.8%	$436K-68.2%
Allowance for Doubtful Accounts Receivable (Current)	$112K+124%	$50K-66.4%	$149K-65.8%	$436K-68.2%
Capitalized Contract Costs, Current	$1.81M+41.9%	$1.28M+25.8%	$1.02M-71.1%	$3.52M-22.9%
Cash and Cash Equivalents from Discontinued Operations	——	——	——	——
Total Cash, Cash Equivalents, and Restricted Cash (Inclusive)	$47M-5.1%	$49.54M+29.5%	$38.25M—	——
Deferred costs	$1.81M+41.9%	$1.28M+25.8%	$1.02M-71.1%	$3.52M-22.9%
Other current assets	$1.39M-9.7%	$1.54M-18.3%	$1.88M-18.4%	$2.3M-29.9%
Trading Securities in Marketable Securities	$30.38M+210%	$9.8M+81.5%	$5.4M—	——
Capitalized Contract Costs, Net	$5.2M+23.8%	$4.2M+20.0%	$3.5M-32.7%	$5.2M-40.2%
Contract Assets, Non-Current	$0—	$0—	$0—	$0—
Deferred Tax Assets and Other Non-Current Assets	$41.43M+89.1%	$21.91M+14.3%	$19.16M+90.0%	$10.08M+14.2%
Equity Securities Without Readily Determinable Fair Value - Cumulative Downward Adjustments	$30.38M+210%	$9.8M+81.5%	$5.4M—	——
Investments - Amortized Cost Basis	$30.38M+210%	$9.8M+81.5%	$5.4M—	——
Net Investment in Lease	$1.39M+311%	$339K-96.0%	$8.57M-26.6%	$11.67M-20.7%
Deferred costs	$3.43M+19.4%	$2.87M+16.9%	$2.45M+45.1%	$1.69M-59.5%
Operating lease right-of-use assets	$1.39M+311%	$339K-96.0%	$8.57M-26.6%	$11.67M-20.7%
Other non-current assets	$41.43M+89.1%	$21.91M+14.3%	$19.16M+90.0%	$10.08M+14.2%
Property, plant and equipment at cost	$27.43M+114%	$12.82M-2.1%	$13.1M+3.9%	$12.61M+16.9%
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)	$24.74M-56.0%	$56.23M-46.9%	$105.96M-53.9%	$229.95M—
Operating Lease Right-of-Use Assets in Other Assets	$1.39M+311%	$339K-96.0%	$8.57M-26.6%	$11.67M-20.7%
Software and Technology Licenses, Net	$41.43M+89.1%	$21.91M+14.3%	$19.16M+90.0%	$10.08M+14.2%
Accrued Manufacturing Costs	$4.56M+37.6%	$3.32M-40.4%	$5.56M-44.7%	$10.06M-44.5%
Accrued Progress Collections and Price Adjustments	$0—	$0—	$0—	$0—
Other Commercial Liabilities	$5.32M+152%	$2.12M-20.0%	$2.64M-13.3%	$3.05M-47.4%
Convertible Debt - Current	$159.5M+12.6%	$141.66M—	$0—	——
Accrued Liabilities, Current	$5.32M+152%	$2.12M-20.0%	$2.64M-13.3%	$3.05M-47.4%
Compensation and benefits	$4.56M+37.6%	$3.32M-40.4%	$5.56M-44.7%	$10.06M-44.5%
Other accrued liabilities	$11.52M+18.3%	$9.74M-34.4%	$14.86M-3.9%	$15.46M-44.1%
Operating Lease Liability Payments - 2024 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	——	——	——	——
Lease Liability Payments - Due Year Two	——	——	——	——
Lease Liability Payments - Due Year Three	——	——	——	——
Lease Liability Payments - Due Year Four	——	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	——	——	——	——
Operating Lease Liability Payments Due	——	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	——	——	——
Professional Service Fees Payable	$1.73M+24.6%	$1.39M-25.2%	$1.86M-28.8%	$2.62M-15.2%
Contract Liabilities, Non-Current	$0—	$0—	$0—	$0—
Operating Lease Liability Payments - 2026 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2029 (Lessee)	——	——	——	——
Lease Liability Payments - Due After Year Five	——	——	——	——
Operating Lease Liability Payments - Thereafter (Lessee)	——	——	——	——
Accrued taxes and other expenses	——	——	——	——
Deferred revenue, net of current portion	$0—	$0—	$0—	$0—
Total debt	$1.48M-61.5%	$3.83M-97.4%	$149.7M-35.5%	$231.98M-0.1%
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$0—	$0-100%	$16M—	——
Common Stock Shares Issued	256M-0.8%	258.2M+3.3%	249.9M+3.7%	240.9M+4.6%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$2K0.0%	$2K0.0%	$2K0.0%	$2K0.0%
Share-Based Payment - Unrecognized Cost of Nonvested Awards	——	——	——	——
Share Repurchase Authorization Limit	——	——	——	——
Temporary Equity Attributable to Parent	$159.5M+12.6%	$141.66M—	$0—	——
Unrealized Gains on Investments	$84K-54.8%	$186K-36.7%	$294K—	——
Unrealized Losses on Investments (Before Tax)	——	——	$198K-78.8%	$934K+16.9%
Components	0-100%	7.3M+152%	2.9M+7,631,479%	38-33.3%
Cumulative Cost Basis	$27.43M+114%	$12.82M-2.1%	$13.1M+3.9%	$12.61M+16.9%
Deferred Revenue Timing Percentage	——	——	——	——
Accrued connectivity fees	$3.95M+13.2%	$3.49M+12.4%	$3.1M-1.3%	$3.14M-33.9%
Professional service fees	$1.73M+24.6%	$1.39M-25.2%	$1.86M-28.8%	$2.62M-15.2%
Accounts Receivable, Allowance for Credit Loss	$0—	$0-100%	$100K-75.0%	$400K-71.4%
Allowance for doubtful accounts	$112K+124%	$50K-66.4%	$149K-65.8%	$436K-68.2%
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	——	——	$198K-78.8%	$934K+16.9%
Gross Unrealized Gains	$84K-54.8%	$186K-36.7%	$294K—	——
Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost	——	$56.05M—	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	——	$35.42M—	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	——	$35.48M-46.7%	$66.62M-67.0%	$201.92M—
Capitalized Contract Cost, Net	$5.2M+23.8%	$4.2M+20.0%	$3.5M-32.7%	$5.2M-40.2%
Cash and cash equivalents, end of period	$47M-5.1%	$49.54M+29.5%	$38.25M—	——
Cash, Cash Equivalents, Restricted Cash And Short Term Investments, Amortized Cost	$56.23M-35.6%	$87.34M-35.2%	$134.89M—	——
Cash, Cash Equivalents, Restricted Cash And Short Term Investments, Fair Value	$56.32M-35.7%	$87.53M-35.2%	$134.99M—	——
Common stock, shares authorized (in shares)	$3B0.0%	$3B0.0%	$3B0.0%	$3B0.0%
Common stock, shares issued (in shares)	$256.04M-0.8%	$258.17M+3.3%	$249.91M+3.7%	$240.93M+4.6%
Common Stock, Shares, Outstanding	$256.04M-0.8%	$258.17M+3.3%	$249.91M+3.7%	$240.93M+4.6%
Due after one year through two years	——	$20.63M—	——	——
12 months or more	$0—	$0-100%	$16M—	——
Due after one year through two years	——	$20.76M-47.2%	$39.34M+40.4%	$28.03M—
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$0—	——	$28-26.3%	$38-33.3%
Cost not yet recognized	——	——	——	——
Equity method investments (Note 11)	$9.69M—	——	——	$5.4M—
Trading securities, cost	$30.38M+210%	$9.8M+81.5%	$5.4M—	——
Cloud computing arrangements	$200K0.0%	$200K—	——	——
Lessee Operating Lease Discount Rate	$0.11+58.8%	$0.07-16.0%	$0.08+2.5%	$0.08+8.2%
Lessee Operating Lease Liability Payments Due	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	——	——	——
Liabilities of discontinued operations (Note 2)	$154K-86.0%	$1.1M—	——	——
Number of classes of stock	——	——	——	——
Other	$261K—	$0-100%	$1.67M-6.9%	$1.79M+46.1%
Other	$346K+24.5%	$278K-81.7%	$1.52M-28.4%	$2.12M+1.2%
Prepaid Insurance	$1.29M-0.2%	$1.29M-30.4%	$1.86M-49.1%	$3.65M-44.1%
Prepaid software	$3.99M+40.8%	$2.83M-34.5%	$4.32M-21.1%	$5.47M—
Remaining performance obligations related to customer contracts that are unsatisfied or partially unsatisfied	——	——	——	——
Share Repurchase Program, Authorized, Amount	——	——	——	——
Temporary Equity Shares Outstanding	150K0.0%	150K—	0—	——
Weighted-Average Discount Rate	10.8%+4.0%	6.8%-1.3%	8.1%+0.2%	7.9%+0.6%

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Questions, answered.

What are Blend Labs's total assets?: Blend Labs (BLND) holds $161.3M in total assets, down 14.0% year over year.
How much debt does Blend Labs have?: Blend Labs carries $1.4M in total debt against -$55.9M of shareholders' equity, a debt-to-equity ratio of 36.78.
How much cash does Blend Labs have?: Blend Labs holds $39.4M in cash and equivalents.
Can Blend Labs cover its short-term obligations?: Its current ratio is 1.81 — current assets exceed current liabilities.
Where does Blend Labs's balance sheet data come from?: Every line is extracted from Blend Labs's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.