BOK Financial BOKF Commercial — Non-personnel expense

Other segment segments

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Questions, answered.

What is BOK Financial's commercial — non-personnel expense?

BOK Financial (BOKF) reported commercial — non-personnel expense of $32.58M in Q4 2025.

How has BOK Financial's commercial — non-personnel expense changed year-over-year?

BOK Financial's commercial — non-personnel expense increased by 3.5% year-over-year, from $31.47M to $32.58M.

What is the long-term trend for BOK Financial's commercial — non-personnel expense?

Over 3 years (2022 to 2025), BOK Financial's commercial — non-personnel expense has grown at a 1.1% compound annual growth rate (CAGR), from $115.93M to $119.97M.

What does commercial — non-personnel expense mean?

Operating expenses for the commercial banking segment excluding staff costs, such as technology, occupancy, marketing, and professional services. This captures the overhead required to maintain the segment's physical and digital infrastructure.