How do you interpret operating segments — segment reporting efficiency ratio?

A decreasing ratio signals improved operational efficiency and better cost management, whereas an increasing ratio suggests rising costs relative to revenue generation.

How does operating segments — segment reporting efficiency ratio compare across companies?

Standard efficiency ratios are widely used across the banking industry to compare the operational performance of business units.

BOK Financial BOKF Operating Segments — Segment Reporting Efficiency Ratio

Discontinued — last reported Q4 '15

Similar metrics at other companies

RCOperating Segments — Noninterest Expense

$26.57M+16.4%

CFGOperating Segments — Noninterest Expense

$858M+2.6%

WBSOperating Segments — Noninterest Expense

$169.59M+5.0%

WTFCOperating Segments — Noninterest Expense

$187.76M+7.5%

RNROperating Segments — Underwriting Expense Ratio

66.2%-1.8pp

KEYOperating Segments — Noninterestand Other Expense

$928M+4.2%

Other financials

Income statement

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Revenue$553.8M+10.3%

Net income$155.8M+30.0%

EPS (diluted)$2.58+38.7%

Balance sheet

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Cash & equivalents$1.4B-0.3%

Total debt$228.1M-8.3%

Total equity$6.0B+3.5%

Total assets$53.8B+6.5%

Cash flow

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Operating cash flow-$248.7M-1,327%

CapEx$35.7M-25.9%

Free cash flow-$284.4M-917%

Valuation

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Market cap$7.92B+16.2%

P/E12.9×+0.7×

P/S3.6×+0.3×

Profitability

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Net margin27.6%+0.9pp

FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.5%+0.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept bokf:SegmentReportingEfficiencyRatio.

The official record: BOK Financial’s 10-K, filed February 29, 2016, on SEC EDGAR. View the filing →

Questions, answered.

What does operating segments — segment reporting efficiency ratio mean?: The percentage of a segment's revenue consumed by its non-interest operating expenses.
How do you interpret operating segments — segment reporting efficiency ratio?: A decreasing ratio signals improved operational efficiency and better cost management, whereas an increasing ratio suggests rising costs relative to revenue generation.
How does operating segments — segment reporting efficiency ratio compare across companies?: Standard efficiency ratios are widely used across the banking industry to compare the operational performance of business units.