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Princeton Bancorp, Inc. BPRN Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance

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Other financials

Income statement

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Revenue$21.3M+1.7%
Net income$6.2M+15.8%
EPS (diluted)$0.91+18.2%

Balance sheet

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Cash & equivalents$119.8M+77.0%
Total debt$21.3M-4.2%
Total equity$273.6M+2.5%
Total assets$2.3B-2.8%

Cash flow

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Operating cash flow$5.2M+316%
CapEx$274.0K+37.0%
Free cash flow$4.9M+369%

Valuation

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Market cap$258.48M+21.0%
Enterprise value$159.99M-28.6%
P/E13.3×-18.0×
P/S3.1×+0.4×

Profitability

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Net margin23%+8.6pp
FCF margin28.9%+16.8pp

Returns & leverage

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Return on equity7.2%+2.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Princeton Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualNoAllowance.

The official record: Princeton Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Princeton Bancorp, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance?
Princeton Bancorp, Inc. (BPRN) reported impaired financing receivable with no related allowance - unpaid principal balance of $16.48M in Q1 2026.
How has Princeton Bancorp, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance changed year-over-year?
Princeton Bancorp, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance increased by 101.5% year-over-year, from $8.18M to $16.48M.
What is the long-term trend for Princeton Bancorp, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance?
Over 4 years (2021 to 2025), Princeton Bancorp, Inc.'s impaired financing receivable with no related allowance - unpaid principal balance has grown at a -1.2% compound annual growth rate (CAGR), from $17.41M to $16.58M.
What does impaired financing receivable with no related allowance - unpaid principal balance mean?
This represents the unpaid principal balance of loans that have been identified as impaired but do not require a specific allowance for credit losses, often because the collateral value is sufficient to cover the exposure. It highlights the portion of the loan portfolio that is under stress but deemed adequately secured. Investors use this to evaluate the bank's collateral valuation and credit risk management.