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Princeton Bancorp, Inc. BPRN Leverage ratio minimum

Leverage ratio minimum at other companies

Princeton Bancorp, Inc. logo
Princeton Bancorp, Inc.BPRN
4%0.0pp
Citigroup logo
CitigroupC
3%0.0pp
Asure Software logo
Asure SoftwareASUR
550%
FRA
Franklin Financial Services CorporationFRAF
9%0.0pp
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$333.94M+13.5%
nVent Electric plc logo
nVent Electric plcNVT
4.30.0%

Other financials

Income statement

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Revenue$21.3M+1.7%
Net income$6.2M+15.8%
EPS (diluted)$0.91+18.2%

Balance sheet

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Cash & equivalents$119.8M+77.0%
Total debt$21.3M-4.2%
Total equity$273.6M+2.5%
Total assets$2.3B-2.8%

Cash flow

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Operating cash flow$5.2M+316%
CapEx$274.0K+37.0%
Free cash flow$4.9M+369%

Valuation

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Market cap$258.48M+24.3%
Enterprise value$159.99M-25.5%
P/E13.3×-17.1×
P/S3.1×+0.5×

Profitability

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Net margin23%+8.6pp
FCF margin28.9%+16.8pp

Returns & leverage

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Return on equity7.2%+2.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Princeton Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankingRegulationLeverageBufferMinimum.

The official record: Princeton Bancorp, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Princeton Bancorp, Inc.'s leverage ratio minimum?
Princeton Bancorp, Inc. (BPRN) reported leverage ratio minimum of 4% in Q4 2025.
What is the long-term trend for Princeton Bancorp, Inc.'s leverage ratio minimum?
Over 3 years (2022 to 2025), Princeton Bancorp, Inc.'s leverage ratio minimum has grown at a 0.0% compound annual growth rate (CAGR), from 4% to 4%.
What does leverage ratio minimum mean?
This is the regulatory minimum leverage ratio threshold that a banking institution must maintain to remain in compliance with capital adequacy standards. It serves as a non-risk-based backstop to ensure the bank holds sufficient capital relative to its total assets. Falling below this minimum can trigger regulatory intervention and restrict the bank's ability to distribute capital to shareholders.