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Princeton Bancorp, Inc. BPRN Financing Receivable Allowance For Credit Loss And Off Balance Sheet

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Other financials

Income statement

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Revenue$21.3M+1.7%
Net income$6.2M+15.8%
EPS (diluted)$0.91+18.2%

Balance sheet

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Cash & equivalents$119.8M+77.0%
Total debt$21.3M-4.2%
Total equity$273.6M+2.5%
Total assets$2.3B-2.8%

Cash flow

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Operating cash flow$5.2M+316%
CapEx$274.0K+37.0%
Free cash flow$4.9M+369%

Valuation

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Market cap$258.48M+21.0%
Enterprise value$159.99M-28.6%
P/E13.3×-18.0×
P/S3.1×+0.4×

Profitability

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Net margin23%+8.6pp
FCF margin28.9%+16.8pp

Returns & leverage

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Return on equity7.2%+2.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Princeton Bancorp, Inc. in its filing.

Tagged under the XBRL concept bprn:FinancingReceivableAllowanceForCreditLossAndOffBalanceSheet.

The official record: Princeton Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Princeton Bancorp, Inc.'s financing receivable allowance for credit loss and off balance sheet?
Princeton Bancorp, Inc. (BPRN) reported financing receivable allowance for credit loss and off balance sheet of $20.57M in Q1 2026.
How has Princeton Bancorp, Inc.'s financing receivable allowance for credit loss and off balance sheet changed year-over-year?
Princeton Bancorp, Inc.'s financing receivable allowance for credit loss and off balance sheet decreased by 15.5% year-over-year, from $24.35M to $20.57M.
What is the long-term trend for Princeton Bancorp, Inc.'s financing receivable allowance for credit loss and off balance sheet?
Over 3 years (2022 to 2025), Princeton Bancorp, Inc.'s financing receivable allowance for credit loss and off balance sheet has grown at a 7.3% compound annual growth rate (CAGR), from $16.79M to $20.72M.
What does financing receivable allowance for credit loss and off balance sheet mean?
This represents the total reserve balance set aside to cover expected credit losses for both on-balance sheet loans and off-balance sheet credit exposures. It reflects the bank's comprehensive assessment of credit risk across its entire lending and commitment portfolio. A robust allowance indicates a conservative approach to managing potential economic downturns.