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Bank7 Corp. BSVN Financing Receivable Allowance For Credit Losses And Unfunded Commitments Credit Losses

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Other financials

Income statement

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Revenue$26.2M+15.8%
Net income$12.0M+16.2%
EPS (diluted)$1.25+15.7%

Balance sheet

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Cash & equivalents$246.7M+2.5%
Total debt$2.1M+14.5%
Total equity$259.8M+17.2%
Total assets$1.9B+8.9%

Cash flow

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Operating cash flow$16.6M+51.4%
CapEx$2.5M-11.2%
Free cash flow$14.2M+72.8%

Valuation

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Market cap$450.65M+23.5%
P/E10.1×+1.9×
P/S4.5×+0.7×

Profitability

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Net margin44.8%-1.8pp
FCF margin47.4%+6.5pp

Returns & leverage

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Return on equity18.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank7 Corp. in its filing.

Tagged under the XBRL concept bsvn:FinancingReceivableAllowanceForCreditLossesAndUnfundedCommitmentsCreditLosses.

The official record: Bank7 Corp.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank7 Corp.'s financing receivable allowance for credit losses and unfunded commitments credit losses?
Bank7 Corp. (BSVN) reported financing receivable allowance for credit losses and unfunded commitments credit losses of $19.92M in Q1 2026.
How has Bank7 Corp.'s financing receivable allowance for credit losses and unfunded commitments credit losses changed year-over-year?
Bank7 Corp.'s financing receivable allowance for credit losses and unfunded commitments credit losses increased by 6.9% year-over-year, from $18.63M to $19.92M.
What is the long-term trend for Bank7 Corp.'s financing receivable allowance for credit losses and unfunded commitments credit losses?
Over 2 years (2023 to 2025), Bank7 Corp.'s financing receivable allowance for credit losses and unfunded commitments credit losses has grown at a -0.7% compound annual growth rate (CAGR), from $20.16M to $19.87M.
What does financing receivable allowance for credit losses and unfunded commitments credit losses mean?
The total reserve established to cover expected credit losses on both outstanding financing receivables and off-balance sheet unfunded loan commitments. It represents management's estimate of potential future losses to ensure adequate capital coverage.