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Blue Ridge Bankshares BRBS Provision (benefit) for other credit losses

Provision (benefit) for other credit losses at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
-$400K
Northwest Bancshares logo
Northwest BancsharesNWBI
-$585K-69.6%

Other financials

Income statement

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Revenue$19.3M-12.7%
Net income$836.0K+293%
EPS (diluted)$0.01+200%

Balance sheet

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Total debt$6.9M-16.6%
Total equity$248.8M-10.2%
Total assets$2.4B-10.1%

Cash flow

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Operating cash flow$15.0M+519%
CapEx$457.0K+1,728%
Free cash flow$14.6M+503%

Valuation

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Market cap$313.79M+4.6%
P/E26.2×
P/S3.5×0.0×

Profitability

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Net margin13.5%+8.8pp
FCF margin34.7%+31.8pp

Returns & leverage

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Return on equity13.2%-11.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Blue Ridge Bankshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Blue Ridge Bankshares’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Blue Ridge Bankshares's provision (benefit) for other credit losses?
Blue Ridge Bankshares (BRBS) reported provision (benefit) for other credit losses of -$100K in Q4 2025.
How has Blue Ridge Bankshares's provision (benefit) for other credit losses changed year-over-year?
Blue Ridge Bankshares's provision (benefit) for other credit losses increased by 80.0% year-over-year, from -$500K to -$100K.
What does provision (benefit) for other credit losses mean?
This represents the non-cash expense set aside to cover potential losses from off-balance sheet credit exposures or other financial assets not classified as traditional loans. It reflects management's assessment of credit risk inherent in the broader portfolio beyond standard lending. Changes in this provision provide insight into the bank's risk appetite and the perceived quality of its non-loan assets.