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Midland States Bancorp MSBI Provision (benefit) for other credit losses

Provision (benefit) for other credit losses at other companies

Stifel Financial logo
Stifel FinancialSF
$6.54M-45.6%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
-$54K-170%
Northwest Bancshares logo
Northwest BancsharesNWBI
-$585K-69.6%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
-$100K+80.0%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's provision (benefit) for other credit losses?
Midland States Bancorp (MSBI) reported provision (benefit) for other credit losses of -$400K in Q1 2026.
What is the long-term trend for Midland States Bancorp's provision (benefit) for other credit losses?
Over 3 years (2022 to 2025), Midland States Bancorp's provision (benefit) for other credit losses has grown at a 46.9% compound annual growth rate (CAGR), from -$221K to -$700K.
What does provision (benefit) for other credit losses mean?
This represents the expense recorded to account for expected credit losses on non-loan assets, such as off-balance sheet commitments or investment securities. It serves as a risk management indicator of the potential for future credit deterioration in the broader portfolio.