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Bank7 Corp. BSVN Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans

Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans at other companies

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Capital BancorpCBNK

Other financials

Income statement

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Revenue$26.2M+15.8%
Net income$12.0M+16.2%
EPS (diluted)$1.25+15.7%

Balance sheet

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Cash & equivalents$246.7M+2.5%
Total debt$2.1M+14.5%
Total equity$259.8M+17.2%
Total assets$1.9B+8.9%

Cash flow

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Operating cash flow$16.6M+51.4%
CapEx$2.5M-11.2%
Free cash flow$14.2M+72.8%

Valuation

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Market cap$450.65M+23.5%
P/E10.1×+1.9×
P/S4.5×+0.7×

Profitability

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Net margin44.8%-1.8pp
FCF margin47.4%+6.5pp

Returns & leverage

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Return on equity18.6%-3.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank7 Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableDeferredIncome.

The official record: Bank7 Corp.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank7 Corp.'s unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Bank7 Corp. (BSVN) reported unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans of $2.72M in Q1 2026.
How has Bank7 Corp.'s unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans changed year-over-year?
Bank7 Corp.'s unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans increased by 32.5% year-over-year, from $2.05M to $2.72M.
What is the long-term trend for Bank7 Corp.'s unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Over 2 years (2023 to 2025), Bank7 Corp.'s unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans has grown at a 3.1% compound annual growth rate (CAGR), from $2.76M to $2.94M.
What does unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans mean?
The net balance of unearned income, unamortized deferred loan fees, and premiums or discounts associated with originated and purchased loans. This adjustment is necessary to reconcile the face value of loans with their carrying value on the balance sheet.