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Capital Bancorp CBNK Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans

Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans at other companies

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$1.7B+88.9%
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Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableDeferredIncome.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Capital Bancorp (CBNK) reported unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans of $4M in Q1 2026.
How has Capital Bancorp's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans changed year-over-year?
Capital Bancorp's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans decreased by 25.8% year-over-year, from $5.39M to $4M.
What is the long-term trend for Capital Bancorp's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Over 3 years (2022 to 2025), Capital Bancorp's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans has grown at a -13.3% compound annual growth rate (CAGR), from $8.63M to $5.61M.