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Broadway Financial BYFC Financing Receivable Credit Loss Expense Reversal Including Off Balance Sheet Loan Commitments

Financing Receivable Credit Loss Expense Reversal Including Off Balance Sheet Loan Commitments at other companies

Hawthorn Bancshares logo
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$193K+433%
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$73K+121%
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-$216K-106%
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LAD
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$26.4M+3.5%

Other financials

Income statement

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Revenue$9.6M+15.7%
Net income$1.2M+143%
EPS (diluted)$0.05+113%

Balance sheet

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Cash & equivalents$26.6M+68.5%
Total debt$73.5M-81.2%
Total equity$262.5M-7.8%
Total assets$1.4B+15.2%

Cash flow

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Operating cash flow$1.1M+126%
CapEx$33.0K+120%
Free cash flow$1.1M+125%

Valuation

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Market cap$89.63M+41.5%
P/S2.5×+0.6×

Profitability

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Net margin-60.7%-62.6pp
FCF margin33.2%+32.2pp

Returns & leverage

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Return on equity-8%-8.3pp
Debt / equity0.3×-1.1×

Where this comes from

Reported directly by Broadway Financial in its filing.

Tagged under the XBRL concept byfc:FinancingReceivableCreditLossExpenseReversalIncludingOffBalanceSheetLoanCommitments.

The official record: Broadway Financial’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Broadway Financial's financing receivable credit loss expense reversal including off balance sheet loan commitments?
Broadway Financial (BYFC) reported financing receivable credit loss expense reversal including off balance sheet loan commitments of $200K in Q1 2026.
How has Broadway Financial's financing receivable credit loss expense reversal including off balance sheet loan commitments changed year-over-year?
Broadway Financial's financing receivable credit loss expense reversal including off balance sheet loan commitments decreased by 89.6% year-over-year, from $1.91M to $200K.
What is the long-term trend for Broadway Financial's financing receivable credit loss expense reversal including off balance sheet loan commitments?
Over 3 years (2022 to 2025), Broadway Financial's financing receivable credit loss expense reversal including off balance sheet loan commitments has grown at a 29.9% compound annual growth rate (CAGR), from $997K to $2.19M.
What does financing receivable credit loss expense reversal including off balance sheet loan commitments mean?
This represents the reversal of previously recognized credit loss provisions related to financing receivables and off-balance sheet loan commitments. It reflects a reduction in the estimated risk of loan defaults, effectively increasing net income by adjusting the allowance for credit losses downward. This metric is critical for assessing changes in management's outlook on portfolio credit quality.