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Hawthorn Bancshares HWBK Financing Receivable, Credit Loss Expense (Reversal), Including Unfunded Commitments

Financing Receivable, Credit Loss Expense (Reversal), Including Unfunded Commitments at other companies

LAD
Lithia MotorsLAD
$26.4M+3.5%
Broadway Financial logo
Broadway FinancialBYFC
$200K-89.6%
Tompkins Financial logo
Tompkins FinancialTMP
$1.5M-71.6%
Broadway Financial logo
Broadway FinancialBYFC
$200K-89.6%
Renasant logo
RenasantRNST
$8.08M+70.1%
Granite Point Mortgage Trust logo
Granite Point Mortgage TrustGPMT
-$216K-106%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept hwbk:FinancingReceivableCreditLossExpenseReversalIncludingUnfundedCommitments.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's financing receivable, credit loss expense (reversal), including unfunded commitments?
Hawthorn Bancshares (HWBK) reported financing receivable, credit loss expense (reversal), including unfunded commitments of $193K in Q1 2026.
How has Hawthorn Bancshares's financing receivable, credit loss expense (reversal), including unfunded commitments changed year-over-year?
Hawthorn Bancshares's financing receivable, credit loss expense (reversal), including unfunded commitments increased by 432.8% year-over-year, from -$58K to $193K.
What is the long-term trend for Hawthorn Bancshares's financing receivable, credit loss expense (reversal), including unfunded commitments?
Over 3 years (2021 to 2025), Hawthorn Bancshares's financing receivable, credit loss expense (reversal), including unfunded commitments has grown at a -61.5% compound annual growth rate (CAGR), from -$1.7M to $97K.
What does financing receivable, credit loss expense (reversal), including unfunded commitments mean?
This metric captures the periodic charge or reversal recorded in the income statement to adjust the allowance for credit losses related to financing receivables. It reflects management's assessment of the credit risk inherent in the loan portfolio and the adequacy of existing reserves. Changes in this figure directly impact net income and signal shifts in the underlying credit quality of the bank's assets.