Geographic · Modifications as % of loans
In North America offices — Modifications as % of loans
Citigroup In North America offices — Modifications as % of loans increased by 82.4% to 0.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 0.3% to 0.3%. Over 2 years (FY 2023 to FY 2025), In North America offices — Modifications as % of loans shows an upward trend with a 19.0% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ1 2023
Last reportedQ1 2026May 7, 2026
Rolls up toPercent of total loans
How to read this metric
A rising percentage indicates systemic credit quality degradation within the regional portfolio.
Detailed definition
The ratio of modified financing receivables to the total loan portfolio within the North American segment. This metric n...
Peer comparison
Commonly used by analysts to compare the relative health of loan books across different banks.
Metric ID:
c_segment_in_north_america_offices_modifications_as_of_loansHistorical Data
13 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 0.2% | 0.2% | 0.2% | 0.1% | 0.3% | 0.3% | 0.3% | 0.1% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% |
| QoQ Change | — | +21.1% | -4.3% | -63.6% | +250.0% | -10.7% | +16.0% | -48.3% | +106.7% | -16.1% | +7.7% | -39.3% | +82.4% |
| YoY Change | — | — | — | — | +47.4% | +8.7% | +31.8% | +87.5% | +10.7% | +4.0% | -3.4% | +13.3% | +0.0% |
Range0.1% – 0.3%
CAGR+17.7%
Avg YoY Growth+22.2%
Median YoY Growth+10.7%
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Frequently Asked Questions
- What is Citigroup's in north america offices — modifications as % of loans?
- Citigroup (C) reported in north america offices — modifications as % of loans of 0.3% in Q1 2026.
- How has Citigroup's in north america offices — modifications as % of loans changed year-over-year?
- Citigroup's in north america offices — modifications as % of loans decreased by 0.0% year-over-year, from 0.3% to 0.3%.
- What is the long-term trend for Citigroup's in north america offices — modifications as % of loans?
- Over 2 years (2023 to 2025), Citigroup's in north america offices — modifications as % of loans has grown at a 19.0% compound annual growth rate (CAGR), from 0.7% to 1.0%.
- What does in north america offices — modifications as % of loans mean?
- The percentage of the total loan portfolio that has been modified.