Citigroup In offices outside North America — Past due ratio increased by 4.6% to 2.3% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 30.6%, from 1.7% to 2.3%. Over 2 years (FY 2023 to FY 2025), In offices outside North America — Past due ratio shows an upward trend with a 17.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
A lower ratio indicates better loan performance and borrower creditworthiness, whereas an increasing ratio signals deteriorating credit quality.
This metric represents the percentage of the international loan portfolio that is past its scheduled payment date. It se...
Standard delinquency metric used across the banking industry to monitor asset quality.
c_segment_in_offices_outside_north_america_past_due_ratio| Q4 '21 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.1% | 1.1% | 1.1% | 1.2% | 1.3% | 1.4% | 1.5% | 1.6% | 1.5% | 1.6% | 1.6% | 1.7% | 1.7% | 2% | 2.1% | 2.2% | 2.3% |
| QoQ Change | — | -2.8% | +5.7% | +3.6% | +10.4% | +9.4% | +7.2% | +6.7% | -3.1% | +0.6% | +1.9% | +5.1% | +4.2% | +15.0% | +4.5% | +3.8% | +4.6% |
| YoY Change | — | — | — | +6.5% | — | +32.4% | +34.2% | +38.3% | +21.3% | +11.5% | +6.0% | +4.4% | +12.3% | +28.4% | +31.6% | +30.1% | +30.6% |