Citigroup In offices outside North America — Modifications as % of loans increased by 166.7% to 0.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 60.0%, from 0.1% to 0.1%. Over 2 years (FY 2023 to FY 2025), In offices outside North America — Modifications as % of loans shows a downward trend with a -74.6% CAGR.
A higher ratio may indicate proactive risk management or a stressed borrower base, while a lower ratio suggests a healthier, more stable loan portfolio.
This metric measures the proportion of the international loan portfolio that has undergone formal modification or restru...
Comparable to 'Troubled Debt Restructuring' (TDR) or loan modification disclosures at other large financial institutions.
c_segment_outside_u_s_modifications_as_of_loans| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1% | 1% | 1% | 0.1% | 0.1% | 0.1% | 0.1% | 0% | 0.1% | 0.1% | 0.1% | 0% | 0.1% |
| QoQ Change | — | +6.2% | -3.9% | -88.9% | -45.5% | -16.7% | +0.0% | -100.0% | — | +20.0% | +0.0% | -50.0% | +166.7% |
| YoY Change | — | — | — | — | -93.8% | -95.1% | -94.9% | -100.0% | -16.7% | +20.0% | +20.0% | — | +60.0% |