Citigroup In offices outside North America — Revolving loans converted to term loans decreased by 26.9% to $38.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.8%, from $34.00M to $38.00M. Over 2 years (FY 2023 to FY 2025), In offices outside North America — Revolving loans converted to term loans shows a downward trend with a -13.0% CAGR.
High conversion rates may indicate efforts to lock in repayment schedules for potentially stressed borrowers or a shift in product strategy.
The volume of revolving credit facilities (such as lines of credit) in international offices that have been restructured...
Comparable to loan restructuring or modification disclosures at peer commercial banks.
c_segment_outside_u_s_revolving_loans_converted_to_term_loans| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $313.00M | $75.00M | $48.00M | $63.00M | $68.00M | $51.00M | $34.00M | $33.00M | $35.00M | $33.00M | $34.00M | $38.00M | $50.00M | $52.00M | $38.00M |
| QoQ Change | — | -76.0% | -36.0% | +31.3% | +7.9% | -25.0% | -33.3% | -2.9% | +6.1% | -5.7% | +3.0% | +11.8% | +31.6% | +4.0% | -26.9% |
| YoY Change | — | -76.0% | — | — | — | -32.0% | -29.2% | -47.6% | -48.5% | -35.3% | +0.0% | +15.2% | +42.9% | +57.6% | +11.8% |