Discontinued — last reported Q3 '23
Allowance for Credit Losses on Held-to-Maturity Securities
Non-Current AssetsCitigroup Allowance for Credit Losses on Held-to-Maturity Securities increased by 11.5% to $146.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.6%, from $137.00M to $146.00M. Over 5 years (FY 2020 to FY 2025), Allowance for Credit Losses on Held-to-Maturity Securities shows an upward trend with a 11.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests higher perceived credit risk or deteriorating economic conditions, while a decrease may indicate improved credit quality or reduced exposure.
Detailed definition
This represents the reserve set aside to cover expected credit losses on debt securities classified as held-to-maturity....
Peer comparison
Standard across large financial institutions under CECL accounting standards.
htm_securities_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $83.00M | $73.00M | $87.00M | $85.00M | $105.00M | $115.00M | $120.00M | $104.00M | $99.00M | $95.00M | $95.00M | $106.00M | $99.00M | $141.00M | $137.00M | $130.00M | $136.00M | $131.00M | $146.00M |
| QoQ Change | — | -12.0% | +19.2% | -2.3% | +23.5% | +9.5% | +4.3% | -13.3% | -4.8% | -4.0% | +0.0% | +11.6% | -6.6% | +42.4% | -2.8% | -5.1% | +4.6% | -3.7% | +11.5% |
| YoY Change | — | — | — | — | +26.5% | +57.5% | +37.9% | +22.4% | -5.7% | -17.4% | -20.8% | +1.9% | +0.0% | +48.4% | +44.2% | +22.6% | +37.4% | -7.1% | +6.6% |
Allowance for Credit Losses on Held-to-Maturity Securities at Other Companies
Frequently Asked Questions
- What is Citigroup's allowance for credit losses on held-to-maturity securities?
- Citigroup (C) reported allowance for credit losses on held-to-maturity securities of $146.00M in Q4 2025.
- How has Citigroup's allowance for credit losses on held-to-maturity securities changed year-over-year?
- Citigroup's allowance for credit losses on held-to-maturity securities increased by 6.6% year-over-year, from $137.00M to $146.00M.
- What is the long-term trend for Citigroup's allowance for credit losses on held-to-maturity securities?
- Over 5 years (2020 to 2025), Citigroup's allowance for credit losses on held-to-maturity securities has grown at a 11.2% compound annual growth rate (CAGR), from $86.00M to $146.00M.
- What does allowance for credit losses on held-to-maturity securities mean?
- The reserve amount set aside to cover potential losses on debt securities held until maturity.