Discontinued — last reported Q3 '23
Allowance for Credit Losses on Held-to-Maturity Securities
Non-Current AssetsBank of America Allowance for Credit Losses on Held-to-Maturity Securities decreased by 5.5% to $80.26B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 25.8%, from $108.17B to $80.26B. Over 5 years (FY 2020 to FY 2025), Allowance for Credit Losses on Held-to-Maturity Securities shows an upward trend with a 233.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher perceived credit risk or deteriorating economic conditions, while a decrease may indicate improved credit quality or reduced exposure.
Detailed definition
This represents the reserve set aside to cover expected credit losses on debt securities classified as held-to-maturity....
Peer comparison
Standard across large financial institutions under CECL accounting standards.
htm_securities_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.02B | $10.80B | $12.96B | $51.97B | $82.76B | $116.19B | $108.60B | $99.08B | $105.80B | $131.60B | $97.99B | $109.15B | $110.77B | $85.70B | $108.17B | $96.35B | $93.15B | $84.91B | $80.26B |
| QoQ Change | — | +34.7% | +20.0% | +301.1% | +59.3% | +40.4% | -6.5% | -8.8% | +6.8% | +24.4% | -25.5% | +11.4% | +1.5% | -22.6% | +26.2% | -10.9% | -3.3% | -8.8% | -5.5% |
| YoY Change | — | — | — | — | +931.7% | +975.6% | +738.1% | +90.7% | +27.8% | +13.3% | -9.8% | +10.2% | +4.7% | -34.9% | +10.4% | -11.7% | -15.9% | -0.9% | -25.8% |
Allowance for Credit Losses on Held-to-Maturity Securities at Other Companies
Frequently Asked Questions
- What is Bank of America's allowance for credit losses on held-to-maturity securities?
- Bank of America (BAC) reported allowance for credit losses on held-to-maturity securities of $80.26B in Q4 2025.
- How has Bank of America's allowance for credit losses on held-to-maturity securities changed year-over-year?
- Bank of America's allowance for credit losses on held-to-maturity securities decreased by 25.8% year-over-year, from $108.17B to $80.26B.
- What is the long-term trend for Bank of America's allowance for credit losses on held-to-maturity securities?
- Over 5 years (2020 to 2025), Bank of America's allowance for credit losses on held-to-maturity securities has grown at a 233.7% compound annual growth rate (CAGR), from $194.00M to $80.26B.
- What does allowance for credit losses on held-to-maturity securities mean?
- The reserve amount set aside to cover potential losses on debt securities held until maturity.