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Camden National CAC Minimum Regulatory Capital Required for Capital Adequacy Plus Capital Conservation Buffer

Minimum Regulatory Capital Required for Capital Adequacy Plus Capital Conservation Buffer at other companies

Community Financial System logo
Community Financial SystemCBU
10.5%0.0pp
1st Source Corporation logo
1st Source CorporationSRCE
$832.12M+0.6%
ESQ
Esquire Financial Holdings, Inc.ESQ
$197.09M+26.1%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$0.030.0%
1st Source Corporation logo
1st Source CorporationSRCE
8.5%0.0pp
OceanFirst Financial logo
OceanFirst FinancialOCFC
$0.030.0%

Other financials

Income statement

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Revenue$64.3M+7.1%
Net income$21.9M+199%
EPS (diluted)$1.29+200%

Balance sheet

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Cash & equivalents$133.7M-39.0%
Total debt$514.3M-9.4%
Total equity$710.0M+10.9%
Total assets$7.0B0.0%

Cash flow

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Operating cash flow$20.0M+1,835%
CapEx$1.8M+0.9%
Free cash flow$18.2M+2,608%

Valuation

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Market cap$898.68M+37.9%
Enterprise value$1.28B+27.9%
P/E11.3×-2.6×
P/S3.5×+0.1×

Profitability

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Net margin30.7%+6.6pp
FCF margin29.7%

Returns & leverage

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Return on equity11.8%+3.6pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Camden National in its filing.

Tagged under the XBRL concept cac:MinimumRequirementforcapitalAdequacyIncludingCapitalBufferTierIRiskBasedCapitalRatio.

The official record: Camden National’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Camden National's minimum regulatory capital required for capital adequacy plus capital conservation buffer?
Camden National (CAC) reported minimum regulatory capital required for capital adequacy plus capital conservation buffer of 8.5% in Q4 2025.
How has Camden National's minimum regulatory capital required for capital adequacy plus capital conservation buffer changed year-over-year?
Camden National's minimum regulatory capital required for capital adequacy plus capital conservation buffer decreased by 0.0% year-over-year, from 8.5% to 8.5%.
What is the long-term trend for Camden National's minimum regulatory capital required for capital adequacy plus capital conservation buffer?
Over 5 years (2020 to 2025), Camden National's minimum regulatory capital required for capital adequacy plus capital conservation buffer has grown at a 0.0% compound annual growth rate (CAGR), from 8.5% to 8.5%.
What does minimum regulatory capital required for capital adequacy plus capital conservation buffer mean?
This metric aggregates the minimum regulatory capital requirement with the capital conservation buffer to establish a comprehensive adequacy threshold. It reflects the total capital position necessary to satisfy both baseline regulatory standards and stress-testing expectations. Investors use this to assess the bank's proximity to its regulatory constraints.