Skip to content

Carter Bankshares, Inc. CARE Ratios & Valuation

FY'25FY'24FY'23FY'22
Profitability
Net margin20.5%+2.4pp18.1%+0.1pp18%-13.0pp31%+8.5pp
Free cash flow margin20.8%26.3%-13.9pp40.2%-9.2pp
Returns
Return on equity7.8%+1.1pp6.7%-0.8pp7.4%-6.2pp13.6%+6.2pp
Return on assets0.7%+0.1pp0.5%0.0pp0.6%-0.6pp1.2%+0.4pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×
Per Share
Book value per share$18.69+11.0%$16.84+11.4%$15.11+13.1%$13.36-13.6%
Valuation
Market capitalization$726.22M+90.6%$405.84M+18.1%$343.65M-13.4%$396.62M+0.1%
Enterprise value$445.16M+6.9%$416.24M+18.5%$351.38M-12.9%$403.22M+231%
Price / earnings6.7×-7.1×16.5×+3.0×13.6×+5.7×7.9×-4.6×
Price / sales3.3×+0.5×+0.5×2.4×0.0×2.5×-0.4×
Price / book1.4×+0.5×1.1×+0.1×-0.2×1.2×+0.2×
EV / sales2.9×-0.2×3.1×+0.6×2.5×0.0×2.5×+1.6×
Free cash flow yield45.3%10.7%-5.6pp16.4%-1.1pp
Earnings yield14.9%+7.6pp6%-1.3pp7.4%-5.3pp12.6%+4.7pp
PEG ratio-0.1×0.1×

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Carter Bankshares, Inc.'s ratios come from?
Every ratio is computed from Carter Bankshares, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.