Investing
Net change in loans and leases
Caterpillar Net change in loans and leases increased by 11.9% to $4.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.5%, from $3.95B to $4.37B. Over 4 years (FY 2021 to FY 2025), Net change in loans and leases shows an upward trend with a 4.2% CAGR.
Analysis
StatementCash Flow Statement
SectionInvesting
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
A large negative value indicates aggressive loan growth, while a positive value suggests the loan book is shrinking or repayments are outpacing new originations.
Detailed definition
This metric reflects the net cash impact of loan originations versus principal repayments received from borrowers. For a...
Peer comparison
Highly comparable across commercial and consumer banks.
Metric ID:
cf_net_change_in_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.57B | $3.40B | $3.40B | $2.99B | $3.72B | $3.21B | $3.33B | $3.02B | $3.95B | $4.11B | $4.08B | $3.26B | $4.19B | $4.01B | $3.95B | $3.21B | $3.86B | $3.90B | $4.37B |
| QoQ Change | — | -4.9% | -0.0% | -12.1% | +24.4% | -13.7% | +3.6% | -9.2% | +30.9% | +3.9% | -0.7% | -20.2% | +28.7% | -4.3% | -1.5% | -18.8% | +20.1% | +1.2% | +11.9% |
| YoY Change | — | — | — | — | +4.0% | -5.6% | -2.2% | +1.1% | +6.3% | +28.0% | +22.7% | +7.8% | +6.0% | -2.4% | -3.1% | -1.4% | -8.0% | -2.8% | +10.5% |
Range$2.99B – $4.37B
CAGR+4.5%
Avg YoY Growth+4.1%
Median YoY Growth+1.1%
Current Streak3 quarters growth
Net change in loans and leases at Other Companies
Frequently Asked Questions
- What is Caterpillar's net change in loans and leases?
- Caterpillar (CAT) reported net change in loans and leases of $4.37B in Q4 2025.
- How has Caterpillar's net change in loans and leases changed year-over-year?
- Caterpillar's net change in loans and leases increased by 10.5% year-over-year, from $3.95B to $4.37B.
- What is the long-term trend for Caterpillar's net change in loans and leases?
- Over 4 years (2021 to 2025), Caterpillar's net change in loans and leases has grown at a 4.2% compound annual growth rate (CAGR), from $13.00B to $15.33B.
- What does net change in loans and leases mean?
- The net amount of cash lent to customers minus repayments received.