What is Cato Corporation's stop loss insurance coverage?

Cato Corporation (CATO) reported stop loss insurance coverage of $375K in Q4 2025.

What does stop loss insurance coverage mean?

This metric represents the financial protection mechanism used to limit the company's maximum liability for catastrophic claims, typically within self-insured health or workers' compensation programs. It reflects the company's risk management strategy to cap potential losses from high-cost individual claims. Understanding this coverage helps investors assess the company's exposure to volatility in insurance-related expenses.

Cato Corporation CATO Stop Loss Insurance Coverage

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Other financials

Income statement

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Revenue$171.1M+0.5%

Gross profit$64.8M+6.3%

Operating income$9.0M+160%

Net income$9.3M+181%

EPS (diluted)$0.47+176%

Balance sheet

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Cash & equivalents$28.1M-17.4%

Total debt$145.0M+9.4%

Total equity$166.7M+1.1%

Total assets$439.2M-0.4%

Cash flow

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Operating cash flow$8.0M+108%

CapEx$1.1M+4.7%

Free cash flow$7.0M+145%

Valuation

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Market cap$64.67M+22.3%

Enterprise value$181.61M+19.9%

P/E710.6×—

P/S0.1×0.0×

Profitability

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Gross margin34.5%+1.9pp

Operating margin-1.1%-0.5pp

Net margin0%0.0pp

FCF margin-0.2%-0.1pp

Returns & leverage

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Return on equity0.1%0.0pp

Debt / equity0.9×+0.1×

Current ratio1.3×+0.1×

Where this comes from

Reported directly by Cato Corporation in its filing.

Tagged under the XBRL concept cato:StopLossInsuranceCoverage.

The official record: Cato Corporation’s 10-K, filed March 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cato Corporation's stop loss insurance coverage?: Cato Corporation (CATO) reported stop loss insurance coverage of $375K in Q4 2025.
What does stop loss insurance coverage mean?: This metric represents the financial protection mechanism used to limit the company's maximum liability for catastrophic claims, typically within self-insured health or workers' compensation programs. It reflects the company's risk management strategy to cap potential losses from high-cost individual claims. Understanding this coverage helps investors assess the company's exposure to volatility in insurance-related expenses.