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Virco Manufacturing Corporation VIRC Loss Liability — Self insurance retention

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Other financials

Income statement

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Revenue$30.7M-9.1%
Gross profit$12.7M-20.8%
Operating income-$3.7M-3,794%
Net income-$2.8M-479%
EPS (diluted)-$0.18-460%

Balance sheet

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Cash & equivalents$3.7M+299%
Total debt$38.8M-6.1%
Total equity$102.4M-3.0%
Total assets$175.5M-4.5%

Cash flow

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Operating cash flow-$9.4M+50.8%
CapEx$699.0K-71.4%
Free cash flow-$10.1M+53.2%

Valuation

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Market cap$96.58M-26.3%
Enterprise value$131.61M-23.2%
P/E14.2×
P/S0.5×0.0×

Profitability

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Gross margin39.6%-3.9pp
Operating margin12.8%
Net margin10.7%+9.4pp
FCF margin14.3%+9.9pp

Returns & leverage

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Return on equity35.9%+31.3pp
Debt / equity0.4×0.0×
Current ratio2.7×-0.3×

Where this comes from

Reported directly by Virco Manufacturing Corporation in its filing.

Tagged under the XBRL concept virc:SelfInsuranceRetention.

The official record: Virco Manufacturing Corporation’s 10-Q, filed June 3, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virco Manufacturing Corporation's loss liability — self insurance retention?
Virco Manufacturing Corporation (VIRC) reported loss liability — self insurance retention of $30M in Q1 2026.
How has Virco Manufacturing Corporation's loss liability — self insurance retention changed year-over-year?
Virco Manufacturing Corporation's loss liability — self insurance retention decreased by 0.0% year-over-year, from $30M to $30M.
What is the long-term trend for Virco Manufacturing Corporation's loss liability — self insurance retention?
Over 4 years (2022 to 2026), Virco Manufacturing Corporation's loss liability — self insurance retention has grown at a 0.0% compound annual growth rate (CAGR), from $120M to $120M.
What does loss liability — self insurance retention mean?
This metric represents the specific portion of financial risk or loss that the company retains under its self-insurance programs before external insurance coverage begins. It reflects the company's exposure to potential claims and liabilities related to its operational activities and product distribution. Monitoring this figure helps investors assess the company's risk management strategy and the potential impact of insurance-related costs on overall profitability.