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Century Communities CCS Self-Insurance Reserve

Self-Insurance Reserve at other companies

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Other financials

Income statement

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Revenue$789.7M-12.6%
Net income$24.4M-38.0%
EPS (diluted)$0.84-33.3%

Balance sheet

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Cash & equivalents$108.5M-18.5%
Total debt$1.5B-1.2%
Total equity$2.6B-1.0%
Total assets$4.5B-1.0%

Cash flow

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Operating cash flow-$50.3M-37.6%
CapEx$6.8M+100%
Free cash flow-$57.1M-42.9%

Valuation

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Market cap$1.81B-19.0%
Enterprise value$3.24B-11.1%
P/E13.6×+6.4×
P/S0.5×-0.1×

Profitability

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Operating margin7.2%
Net margin3.3%-3.8pp
FCF margin2.7%+2.0pp

Returns & leverage

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Return on equity5.2%-7.2pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Century Communities in its filing.

Tagged under the XBRL concept us-gaap:SelfInsuranceReserve.

The official record: Century Communities’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Century Communities's self-insurance reserve?
Century Communities (CCS) reported self-insurance reserve of $43.82M in Q1 2026.
How has Century Communities's self-insurance reserve changed year-over-year?
Century Communities's self-insurance reserve increased by 23.6% year-over-year, from $35.45M to $43.82M.
What is the long-term trend for Century Communities's self-insurance reserve?
Over 4 years (2021 to 2025), Century Communities's self-insurance reserve has grown at a 69.5% compound annual growth rate (CAGR), from $5.1M to $42.12M.
What does self-insurance reserve mean?
This represents the estimated liability for claims and losses under self-insured retention programs, typically covering construction-related risks or general liability. It is a critical metric for assessing the company's risk management effectiveness and the potential impact of unforeseen operational liabilities on cash flow.