Insurance, Other — Policyholder Account Balance, Net Amount at Risk
Chubb Insurance, Other — Policyholder Account Balance, Net Amount at Risk decreased by 6.6% to $342.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 19.5%, from $425.00M to $342.00M. Over 3 years (FY 2022 to FY 2025), Insurance, Other — Policyholder Account Balance, Net Amount at Risk shows a downward trend with a -18.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A higher net amount at risk increases the insurer's exposure to mortality volatility and potential claims costs.
Detailed definition
This metric measures the difference between the death benefit payable and the current policyholder account balance. It r...
Peer comparison
Standard industry metric for 'Net Amount at Risk' (NAR) in life insurance and annuity products.
cb_segment_insurance_other_policyholder_account_balance_net_amount_at_riskHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $180.00M | $518.00M | $507.00M | $1.50B | $182.00M | $1.45B | $1.45B | $1.68B | $559.00M | $499.00M | $454.00M | $440.00M | $425.00M | $407.00M | $378.00M | $366.00M | $342.00M |
| QoQ Change | — | +187.8% | -2.1% | +196.4% | -87.9% | +696.7% | -0.2% | +15.8% | -66.6% | -10.7% | -9.0% | -3.1% | -3.4% | -4.2% | -7.1% | -3.2% | -6.6% |
| YoY Change | — | — | — | — | +1.1% | +179.9% | +185.4% | +11.4% | +207.1% | -65.6% | -68.6% | -73.7% | -24.0% | -18.4% | -16.7% | -16.8% | -19.5% |
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Frequently Asked Questions
- What is Chubb's insurance, other — policyholder account balance, net amount at risk?
- Chubb (CB) reported insurance, other — policyholder account balance, net amount at risk of $342.00M in Q4 2025.
- How has Chubb's insurance, other — policyholder account balance, net amount at risk changed year-over-year?
- Chubb's insurance, other — policyholder account balance, net amount at risk decreased by 19.5% year-over-year, from $425.00M to $342.00M.
- What is the long-term trend for Chubb's insurance, other — policyholder account balance, net amount at risk?
- Over 3 years (2022 to 2025), Chubb's insurance, other — policyholder account balance, net amount at risk has grown at a -18.0% compound annual growth rate (CAGR), from $2.71B to $1.49B.
- What does insurance, other — policyholder account balance, net amount at risk mean?
- The insurer's net financial exposure if all policyholders were to pass away simultaneously.