Short-duration Insurance Contracts, Historical Claims Duration, Year Five

Chubb·Business Segments·9 segments·Rolls up to Percentage payout of incurred claims, year five

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
North America Other Casualty	11%	13%	15%	15%	15%
North America General Liability	11%	12%	12%	12%	12%
Overseas General Casualty	10%	10%	9%	9%	10%
Global Reinsurance Casualty	6%	6%	7%	7%	8%
North America Workers Compensation	5%	5%	5%	5%	5%
North America Personal PC Insurance	3%	3%	3%	3%	3%
Global Reinsurance Non Casualty	3%	3%	3%	3%	3%
North America Non Casualty	1%	1%	1%	1%	1%
Overseas General Non Casualty	2%	1%	1%	1%	1%
Total	—	—	—	—	—

North America Workers CompensationView metric

North America General LiabilityView metric

North America Other CasualtyView metric

North America Non CasualtyView metric

North America Personal PC InsuranceView metric

Overseas General CasualtyView metric

Overseas General Non CasualtyView metric

Global Reinsurance CasualtyView metric

Global Reinsurance Non CasualtyView metric