Short-duration Insurance Contracts, Incurred but Not Reported (IBNR) Claims Liability, Net

Breakdown

Segment	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
North America General Liability	$3.94B	$4.18B	$4.18B	$4.62B	$4.92B
North America Personal PC Insurance	$1.03B	$1.22B	$1.48B	$1.83B	$2.11B
Overseas General Casualty	$1.37B	$1.48B	$1.61B	$1.65B	$1.7B
North America Non Casualty	$1.25B	$1.47B	$1.35B	$1.56B	$1.29B
Overseas General Non Casualty	$699M	$696M	$901M	$847M	$954M
North America Workers Compensation	$1.03B	$988M	$992M	$981M	$909M
North America Other Casualty	$515M	$611M	$631M	$676M	$676M
Global Reinsurance Casualty	$196M	$206M	$211M	$252M	$269M
Global Reinsurance Non Casualty	$131M	$220M	$109M	$193M	$121M
Total	—	—	—	—	—

North America Workers CompensationView metric

North America General LiabilityView metric

North America Other CasualtyView metric

North America Non CasualtyView metric

North America Personal PC InsuranceView metric

Overseas General CasualtyView metric

Overseas General Non CasualtyView metric

Global Reinsurance CasualtyView metric

Global Reinsurance Non CasualtyView metric