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Colony Bankcorp CBAN Small Business Specialty Lending Division — Noninterest Income

Other segment segments

Bank
$8.78M+47.0%
Mortgage
$2.18M+10.0%

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Other financials

Income statement

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Revenue$42.0M+29.4%
Net income$10.9M+36.1%
EPS (diluted)$0.51+10.9%

Balance sheet

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Cash & equivalents$159.6M+42.3%
Total debt$233.2M-6.0%
Total equity$390.0M+32.7%
Total assets$3.6B+16.4%

Cash flow

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Operating cash flow$9.1M-42.5%
CapEx$953.0K+1,021%
Free cash flow$8.2M-48.2%

Valuation

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Market cap$467.07M+67.8%
Enterprise value$540.62M+30.5%
P/E14.2×-2.3×
P/S3.2×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Colony Bankcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-091111
(dollars in thousands) / Three Months Ended June 30, 2026BankMortgage / BankingSmall / Business / Specialty / Lending / DivisionTotals
Gain on Sales of SBA Loans506506
Other SBA income692692
Other (1)8,81818,819
Total Noninterest Income8,7772,1821,19912,158
Salaries and Employee Benefits12,0612,0921,38615,539
Other (2)11,274(264)(118)10,892
Total Noninterest Expense23,3351,8281,26826,431
Income Taxes2,70395412,839

Item 1. Financial Statements

FAQ

What is Colony Bankcorp's small business specialty lending division — noninterest income?
Colony Bankcorp (CBAN) reported small business specialty lending division — noninterest income of $1.2M in Q2 2026.
How has Colony Bankcorp's small business specialty lending division — noninterest income changed year-over-year?
Colony Bankcorp's small business specialty lending division — noninterest income decreased by 44.1% year-over-year, from $2.15M to $1.2M.
What is the long-term trend for Colony Bankcorp's small business specialty lending division — noninterest income?
Over 4 years (2021 to 2025), Colony Bankcorp's small business specialty lending division — noninterest income has grown at a -0.7% compound annual growth rate (CAGR), from $8.21M to $7.97M.
What does small business specialty lending division — noninterest income mean?
This is the total revenue generated by the segment from sources other than interest income, including loan sale gains and service fees. It measures the segment's ability to generate fee-based income to supplement its interest-based earnings.

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