Business Segments · Noninterest Income
Small Business Lending — Noninterest Income
Ready Capital Small Business Lending — Noninterest Income decreased by 41.5% to $19.05M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 47.7%, from $36.45M to $19.05M. Over 3 years (FY 2021 to FY 2024), Small Business Lending — Noninterest Income shows an upward trend with a 21.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026May 8, 2026
Rolls up toTotal noninterest income
How to read this metric
An increase suggests strong fee-based business activity and effective monetization of services beyond lending.
Detailed definition
Reflects all revenue generated by the small business lending segment excluding interest income, such as gains on financi...
Peer comparison
A core metric for evaluating the non-interest revenue mix of financial services companies.
Metric ID:
rc_segment_small_business_lending_noninterest_incomeHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $19.93M | $20.42M | $11.32M | $14.25M | $16.73M | $21.34M | $10.88M | $21.74M | $21.12M | $23.39M | $45.81M | $20.32M | $19.87M | $42.00M | $36.39M | $36.45M | $24.13M | $32.56M | $19.05M |
| QoQ Change | — | +2.5% | -44.6% | +25.8% | +17.4% | +27.6% | -49.0% | +99.8% | -2.9% | +10.7% | +95.9% | -55.6% | -2.2% | +111.4% | -13.4% | +0.2% | -33.8% | +35.0% | -41.5% |
| YoY Change | — | — | — | — | -16.1% | +4.5% | -3.9% | +52.6% | +26.3% | +9.6% | +321.0% | -6.6% | -5.9% | +79.6% | -20.6% | +79.4% | +21.4% | -22.5% | -47.7% |
Range$10.88M – $45.81M
CAGR-1.0%
Avg YoY Growth+31.4%
Median YoY Growth+4.5%
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Frequently Asked Questions
- What is Ready Capital's small business lending — noninterest income?
- Ready Capital (RC) reported small business lending — noninterest income of $19.05M in Q1 2026.
- How has Ready Capital's small business lending — noninterest income changed year-over-year?
- Ready Capital's small business lending — noninterest income decreased by 47.7% year-over-year, from $36.45M to $19.05M.
- What is the long-term trend for Ready Capital's small business lending — noninterest income?
- Over 3 years (2021 to 2024), Ready Capital's small business lending — noninterest income has grown at a 21.8% compound annual growth rate (CAGR), from $65.60M to $118.57M.
- What does small business lending — noninterest income mean?
- Total revenue from the small business lending segment excluding interest income.