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SoFi Technologies, Inc. SOFI Lending — Noninterest Income

Other segment segments

Financial Services
$200.8M+54.6%
Technology Platform
$74.73M-27.5%

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Other financials

Income statement

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Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

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Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

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Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

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Market cap$23B+26.2%
Enterprise value$21.15B+8.5%
P/E39.9×+7.4×
P/S5.8×-0.1×

Profitability

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Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

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Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s lending — noninterest income?
SoFi Technologies, Inc. (SOFI) reported lending — noninterest income of $142.19M in Q1 2026.
How has SoFi Technologies, Inc.'s lending — noninterest income changed year-over-year?
SoFi Technologies, Inc.'s lending — noninterest income increased by 169.5% year-over-year, from $52.75M to $142.19M.
What is the long-term trend for SoFi Technologies, Inc.'s lending — noninterest income?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s lending — noninterest income has grown at a -15.7% compound annual growth rate (CAGR), from $480.22M to $242.92M.
What does lending — noninterest income mean?
Revenue generated by the lending segment from sources other than interest, such as loan origination fees, servicing fees, and gains on the sale of loans. This represents the fee-based income stream that complements interest-based earnings.