Business Segments · Noninterest Income

Lending — Noninterest Income

SoFi Technologies, Inc. Lending — Noninterest Income increased by 163.7% to $142.19M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 169.5%, from $52.75M to $142.19M. Over 4 years (FY 2021 to FY 2025), Lending — Noninterest Income shows a downward trend with a -15.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026

How to read this metric

An increase suggests growth in loan volume or higher fee-based service activity.

Detailed definition

Revenue generated by the lending segment from sources other than interest, such as loan origination fees, servicing fees...

Peer comparison

Non-interest income or fee income reported by financial services firms.

Metric ID: sofi_segment_lending_noninterest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$109.47M$138.03M$136.52M$158.64M$143.11M$162.18M$144.58M$136.03M$99.56M$83.76M$90.50M$63.94M$61.49M$79.98M$72.59M$52.75M$70.84M$65.41M$53.92M$142.19M
QoQ Change+26.1%-1.1%+16.2%-9.8%+13.3%-10.8%-5.9%-26.8%-15.9%+8.0%-29.3%-3.8%+30.1%-9.2%-27.3%+34.3%-7.7%-17.6%+163.7%
YoY Change+30.7%+17.5%+5.9%-14.2%-30.4%-48.4%-37.4%-53.0%-38.2%-4.5%-19.8%-17.5%+15.2%-18.2%-25.7%+169.5%
Range$52.75M$162.18M
CAGR+5.7%
Avg YoY Growth-4.3%
Median YoY Growth-17.9%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s lending — noninterest income?
SoFi Technologies, Inc. (SOFI) reported lending — noninterest income of $142.19M in Q1 2026.
How has SoFi Technologies, Inc.'s lending — noninterest income changed year-over-year?
SoFi Technologies, Inc.'s lending — noninterest income increased by 169.5% year-over-year, from $52.75M to $142.19M.
What is the long-term trend for SoFi Technologies, Inc.'s lending — noninterest income?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s lending — noninterest income has grown at a -15.7% compound annual growth rate (CAGR), from $480.22M to $242.92M.
What does lending — noninterest income mean?
Fee-based revenue earned by the lending division.