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Ameris Bancorp ABCB Banking Division — Noninterest Income

Other segment segments

Retail Mortgage
$32.15M-14.8%
Warehouse Lending
$794K-58.1%
Premium  Finance  Division
$18K+5.9%

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555
Data processing and communications expenses14,0411,3025916915,571

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's banking division — noninterest income?
Ameris Bancorp (ABCB) reported banking division — noninterest income of $40.57M in Q2 2026.
How has Ameris Bancorp's banking division — noninterest income changed year-over-year?
Ameris Bancorp's banking division — noninterest income increased by 38.6% year-over-year, from $29.28M to $40.57M.
What is the long-term trend for Ameris Bancorp's banking division — noninterest income?
Over 4 years (2021 to 2025), Ameris Bancorp's banking division — noninterest income has grown at a 15.6% compound annual growth rate (CAGR), from $69.66M to $124.44M.
What does banking division — noninterest income mean?
This metric captures revenue streams outside of traditional interest income, such as service charges, deposit fees, and other banking-related commissions. It is a vital component of revenue diversification, reducing reliance on interest rate fluctuations.

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