Skip to content
Screener

Ameris Bancorp ABCB Warehouse Lending — Noninterest Income

Other segment segments

Banking Division
$40.57M+38.6%
Retail Mortgage
$32.15M-14.8%
Premium  Finance  Division
$18K+5.9%

Similar metrics at other companies

Republic Bancorp logo
RBCAAWarehouse Lending — Noninterest Income
$23K0.0%
SoFi Technologies, Inc. logo
SOFILending — Noninterest Income
$142.19M+170%
NewtekOne, Inc. logo
NEWTAlternative Lending — Noninterest Income
$3.9M-80.8%
Medallion Financial logo
MFINCommercial Lending — Noninterest Income
$448K-95.4%
Medallion Financial logo
MFINConsumer Lending — Noninterest Income
$26K-93.5%
FS Bancorp, Inc. logo
FSBWHome Lending — Noninterest Income
$2.94M+1.9%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555
Data processing and communications expenses14,0411,3025916915,571

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's warehouse lending — noninterest income?
Ameris Bancorp (ABCB) reported warehouse lending — noninterest income of $794K in Q2 2026.
How has Ameris Bancorp's warehouse lending — noninterest income changed year-over-year?
Ameris Bancorp's warehouse lending — noninterest income decreased by 58.1% year-over-year, from $1.89M to $794K.
What is the long-term trend for Ameris Bancorp's warehouse lending — noninterest income?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — noninterest income has grown at a -3.8% compound annual growth rate (CAGR), from $4.6M to $3.94M.
What does warehouse lending — noninterest income mean?
This represents revenue earned by the warehouse lending segment from sources other than interest, such as service fees, commitment fees, or other ancillary charges. It highlights the segment's ability to generate diversified income streams beyond traditional interest rate spreads. This is an important indicator of the segment's fee-based revenue generation capabilities.

Ask your AI about Ameris Bancorp's warehouse lending — noninterest income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude