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Ameris Bancorp ABCB Warehouse Lending — Noninterest Income

Other segment segments

Retail Mortgage
$36.32M+4.6%
Banking Division
$32.79M+14.2%
Premium  Finance  Division
$17K+6.3%

Similar metrics at other companies

SoFi Technologies, Inc. logo
SOFILending — Noninterest Income
$142.19M+170%
Atlantic Union Bankshares logo
AUBWholesale Banking — Noninterest Income
$28.94M+145%
Ready Capital logo
RCSmall Business Lending — Noninterest Income
$19.05M-47.7%
Rithm Capital logo
RITMOrigination and Servicing — Interest expense and warehouse line fees
$215.8M-26.3%
First Horizon logo
FHNWholesale — Noninterest income
$64M+8.5%
First Citizens BancShares logo
FCNCALending-related fees — Noninterest income
$69M+4.5%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's warehouse lending — noninterest income?
Ameris Bancorp (ABCB) reported warehouse lending — noninterest income of $796K in Q1 2026.
How has Ameris Bancorp's warehouse lending — noninterest income changed year-over-year?
Ameris Bancorp's warehouse lending — noninterest income increased by 43.7% year-over-year, from $554K to $796K.
What is the long-term trend for Ameris Bancorp's warehouse lending — noninterest income?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — noninterest income has grown at a -3.8% compound annual growth rate (CAGR), from $4.6M to $3.94M.
What does warehouse lending — noninterest income mean?
This represents revenue earned by the warehouse lending segment from sources other than interest, such as service fees, commitment fees, or other ancillary charges. It highlights the segment's ability to generate diversified income streams beyond traditional interest rate spreads. This is an important indicator of the segment's fee-based revenue generation capabilities.