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Colony Bankcorp CBAN Provision for Credit Losses

Provision for Credit Losses at other companies

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Capital City Bank GroupCCBG
$82K+125%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$362K-49.8%
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Center BancorpCNOB
$5.2M+48.6%
CTB
Community Trust BancorpCTBI
$2.31M-35.2%
National Bank Holdings logo
National Bank HoldingsNBHC
$4M-60.8%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$7.24M+39.7%

Segments

By segment

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Small Business Specialty Lending Division$970K+248%
Bank$780K-36.1%
Mortgage$0

Other financials

Income statement

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Revenue$39.9M+33.0%
Net income$8.2M+24.1%
EPS (diluted)$0.39+2.6%

Balance sheet

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Cash & equivalents$295.8M+33.7%
Total debt$258.1M+4.1%
Total equity$380.4M+32.6%
Total assets$3.7B+17.3%

Cash flow

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Operating cash flow$54.3M+202%
CapEx$421.0K+21.7%
Free cash flow$53.8M+206%

Valuation

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Market cap$422.74M+58.8%
Enterprise value$385.07M+31.4%
P/E14.8×-2.3×
P/S3.1×-0.1×

Profitability

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Net margin22.1%+2.6pp
FCF margin27.7%

Returns & leverage

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Return on equity9.6%+1.1pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by Colony Bankcorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Colony Bankcorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Colony Bankcorp's provision for credit losses?
Colony Bankcorp (CBAN) reported provision for credit losses of $1.75M in Q1 2026.
How has Colony Bankcorp's provision for credit losses changed year-over-year?
Colony Bankcorp's provision for credit losses increased by 16.7% year-over-year, from $1.5M to $1.75M.
What is the long-term trend for Colony Bankcorp's provision for credit losses?
Over 3 years (2021 to 2024), Colony Bankcorp's provision for credit losses has grown at a 63.3% compound annual growth rate (CAGR), from $700K to $3.05M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.