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CB Financial Services CBFV Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

BCB Bancorp logo
BCB BancorpBCBP
$946K+55.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$570K+64.7%
FRA
Franklin Financial Services CorporationFRAF
$132K+14.8%
Citizens & Northern logo
Citizens & NorthernCZNC
$515K+12.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
SMB
SmartFinancialSMBK
$913K+2.8%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: CB Financial Services’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's bank owned life insurance income?
CB Financial Services (CBFV) reported bank owned life insurance income of $152K in Q1 2026.
How has CB Financial Services's bank owned life insurance income changed year-over-year?
CB Financial Services's bank owned life insurance income increased by 2.0% year-over-year, from $149K to $152K.
What is the long-term trend for CB Financial Services's bank owned life insurance income?
Over 4 years (2021 to 2025), CB Financial Services's bank owned life insurance income has grown at a 2.2% compound annual growth rate (CAGR), from $553K to $603K.
What does bank owned life insurance income mean?
This represents the earnings generated from bank-owned life insurance (BOLI) policies, typically including the increase in cash surrender value and any death benefit proceeds. BOLI is often utilized by financial institutions as a tax-advantaged method to offset the costs of employee benefit programs. It serves as a stable, non-interest income stream that supports long-term profitability.