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BCB Bancorp BCBP Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$2.17M+16.9%
CB Financial Services logo
CB Financial ServicesCBFV
$152K+2.0%
Citizens & Northern logo
Citizens & NorthernCZNC
$515K+12.7%
Greene County Bancorp logo
Greene County BancorpGCBC
$708K+13.3%
HOM
Home BancSharesHOMB
$1.37M-25.7%
CTB
Community Trust BancorpCTBI

Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's bank owned life insurance income?
BCB Bancorp (BCBP) reported bank owned life insurance income of $946K in Q1 2026.
How has BCB Bancorp's bank owned life insurance income changed year-over-year?
BCB Bancorp's bank owned life insurance income increased by 55.6% year-over-year, from $608K to $946K.
What is the long-term trend for BCB Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), BCB Bancorp's bank owned life insurance income has grown at a 3.0% compound annual growth rate (CAGR), from $2.95M to $3.33M.
What does bank owned life insurance income mean?
This represents the income earned on life insurance policies purchased by the bank on the lives of key employees or officers. It serves as a non-interest income stream that helps offset the costs of employee benefit programs.