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CB Financial Services CBFV Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$4M-20.0%
WesBanco logo
WesBancoWSBC
$3.81M+11.2%
BCB Bancorp logo
BCB BancorpBCBP
$946K+55.6%
National Bankshares logo
National BanksharesNKSH
$301K+3.1%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$570K+64.7%
FRA
Franklin Financial Services CorporationFRAF
$132K+14.8%

Other financials

Income statement

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Revenue$14.8M+22.6%
Net income$3.9M+103%
EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%
Total debt$3.0M+6.3%
Total equity$158.8M+7.1%
Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%
CapEx$202.0K+100%
Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%
Enterprise value$140.91M+87.5%
P/E28.2×+16.4×
P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp
FCF margin34.7%+24.6pp

Returns & leverage

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Return on equity4.5%-2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: CB Financial Services’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's bank owned life insurance income?
CB Financial Services (CBFV) reported bank owned life insurance income of $152K in Q1 2026.
How has CB Financial Services's bank owned life insurance income changed year-over-year?
CB Financial Services's bank owned life insurance income increased by 2.0% year-over-year, from $149K to $152K.
What is the long-term trend for CB Financial Services's bank owned life insurance income?
Over 4 years (2021 to 2025), CB Financial Services's bank owned life insurance income has grown at a 2.2% compound annual growth rate (CAGR), from $553K to $603K.
What does bank owned life insurance income mean?
This reflects the income generated from life insurance policies owned by the bank on the lives of key employees or executives. The cash surrender value growth and death benefits provide a tax-advantaged source of non-interest income. It is used as a long-term financial tool to offset the costs of employee benefit programs.