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Franklin Financial Services Corporation FRAF Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

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——

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+85.2%
Enterprise value$74.88M-261%
P/E11.8×+1.3×
P/S3×+1.1×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Franklin Financial Services Corporation in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's bank owned life insurance income?
Franklin Financial Services Corporation (FRAF) reported bank owned life insurance income of $132K in Q1 2026.
How has Franklin Financial Services Corporation's bank owned life insurance income changed year-over-year?
Franklin Financial Services Corporation's bank owned life insurance income increased by 14.8% year-over-year, from $115K to $132K.
What is the long-term trend for Franklin Financial Services Corporation's bank owned life insurance income?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's bank owned life insurance income has grown at a 1.3% compound annual growth rate (CAGR), from $446K to $469K.
What does bank owned life insurance income mean?
Income recognized from the increase in cash surrender value of life insurance policies owned by the bank on the lives of key employees or officers. It represents a tax-advantaged investment strategy used by financial institutions to offset the costs of employee benefit plans.