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Financial Institutions FISI Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

KeyCorp logo
KeyCorpKEY
$34M+3.0%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.34M-20.6%
HBT
HBT Financial, Inc.HBT
$188K+14.6%
CTB
Community Trust BancorpCTBI
$1.71M+65.6%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$1.8M+19.6%
Community Financial System logo
Community Financial SystemCBU

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Financial Institutions’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's bank owned life insurance income?
Financial Institutions (FISI) reported bank owned life insurance income of $2.77M in Q1 2026.
How has Financial Institutions's bank owned life insurance income changed year-over-year?
Financial Institutions's bank owned life insurance income decreased by 0.2% year-over-year, from $2.78M to $2.77M.
What is the long-term trend for Financial Institutions's bank owned life insurance income?
Over 4 years (2021 to 2025), Financial Institutions's bank owned life insurance income has grown at a 40.2% compound annual growth rate (CAGR), from $2.95M to $11.38M.
What does bank owned life insurance income mean?
Earnings generated from life insurance policies purchased by the bank on the lives of key employees or executives. This income is typically tax-advantaged and serves as a financial tool to offset benefit costs.