What does with a specific allowance recorded mean?

This metric represents the total balance of financing receivables that have been individually assessed for impairment and have a specific valuation allowance assigned. It highlights the portion of the loan portfolio where the bank has identified specific credit risks requiring tailored loss reserves. Monitoring this helps investors gauge the bank's exposure to high-risk individual credit accounts.

CB Financial Services CBFV With a specific allowance recorded

With a specific allowance recorded at other companies

CB Financial ServicesCBFV

$970K-82.7%

Wells Fargo & CompanyWFC

$3.16B-23.7%

ACNBACNB

$443K-80.9%

Flagstar Bank FLG

$997M-13.8%

Bank7 Corp.BSVN

$209K+171%

Home BancorpHBCP

$2.22M+145%

Other financials

Income statement

See full

Revenue$14.8M+22.6%

Net income$3.9M+103%

EPS (diluted)$0.73+109%

Balance sheet

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Cash & equivalents$55.5M-9.3%

Total debt$3.0M+6.3%

Total equity$158.8M+7.1%

Total assets$1.6B+6.7%

Cash flow

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Operating cash flow$3.0M-25.1%

CapEx$202.0K+100%

Free cash flow$2.8M-28.3%

Valuation

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Market cap$193.47M+41.3%

Enterprise value$140.91M+87.5%

P/E28.2×+16.4×

P/S4.2×+1.5×

Profitability

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Net margin14.8%-5.7pp

FCF margin34.7%+24.6pp

Returns & leverage

See full

Return on equity4.5%-2.6pp

Debt / equity0×0.0×

Where this comes from

Reported directly by CB Financial Services in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableIndividuallyEvaluatedWithAllowanceForCreditLoss.

The official record: CB Financial Services’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CB Financial Services's with a specific allowance recorded?: CB Financial Services (CBFV) reported with a specific allowance recorded of $970K in Q4 2025.
What does with a specific allowance recorded mean?: This metric represents the total balance of financing receivables that have been individually assessed for impairment and have a specific valuation allowance assigned. It highlights the portion of the loan portfolio where the bank has identified specific credit risks requiring tailored loss reserves. Monitoring this helps investors gauge the bank's exposure to high-risk individual credit accounts.