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Gross loans at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$1.46T+8.8%
U.S. Bancorp logo
U.S. BancorpUSB
$410.3B+7.9%
UMB Financial logo
UMB FinancialUMBF
$40.71B+11.8%
First Busey Corporation logo
First Busey CorporationBUSE
$13.2B-4.4%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$6.84B+20.3%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$4.31B-5.0%

Other financials

Income statement

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Revenue$498.9M+11.9%
Net income$159.8M+4.8%
EPS (diluted)$1.10+0.9%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.4B+19.7%
Total assets$35.3B+9.2%

Cash flow

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Operating cash flow$181.9M+63.6%
CapEx$12.8M+19.5%
Free cash flow$169.1M+68.2%

Valuation

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Market cap$8.51B+5.8%
P/E14.6×+0.2×
P/S4.6×-0.1×

Profitability

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Net margin31.3%-1.2pp
FCF margin65.1%

Returns & leverage

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Return on equity14.6%-1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 3:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000022356-26-000190
Line itemJune 30,2026December 31, 2025
(Unaudited)
(In thousands)
ASSETS
Loans$20,833,481$17,771,263
Allowance for credit losses on loans(195,375)(179,468)
Net loans20,638,10617,591,795
Loans held for sale (including $3,376,000 and $4,028,000 of residential mortgage loans carried at fair value at June 30, 2026 and December 31, 2025, respectively)3,7994,329
Investment securities:

Item 1. FINANCIAL STATEMENTS

FAQ

What is Commerce Bancshares's gross loans?
Commerce Bancshares (CBSH) reported gross loans of $20.83B in Q2 2026.
How has Commerce Bancshares's gross loans changed year-over-year?
Commerce Bancshares's gross loans increased by 17.9% year-over-year, from $17.67B to $20.83B.
What is the long-term trend for Commerce Bancshares's gross loans?
Over 2 years (2023 to 2025), Commerce Bancshares's gross loans has grown at a 1.6% compound annual growth rate (CAGR), from $17.21B to $17.77B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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