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UMB Financial UMBF Gross loans

Gross loans at other companies

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$20.83B+17.9%
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$49.19B+10.1%
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$27.08B+11.5%
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$9.86B+7.9%
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BankUnitedBKU
$23.71B0.0%
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Customers BancorpCUBI
$16.21B+18.3%

Other financials

Income statement

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Revenue$778.0M+12.9%
Net income$277.6M+27.7%
EPS (diluted)$3.56+26.2%

Balance sheet

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Total debt$480.1M-27.0%
Total equity$8.0B+10.2%
Total assets$72.3B+0.7%

Cash flow

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Operating cash flow$349.3M+22.4%
CapEx$18.5M+26.4%
Free cash flow$330.8M+22.2%

Valuation

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Market cap$11.02B+32.0%
P/E11.7×-4.1×
P/S3.8×-0.2×

Profitability

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Net margin32.3%+7.1pp
FCF margin35.7%

Returns & leverage

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Return on equity12.3%+2.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by UMB Financial in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: UMB Financial’s 10-Q, filed July 30, 2026.

Filed
Jul 30, 2026, 9:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-325054
Line itemJune 30, 2026December 31, 2025
ASSETS
Loans$41,149,726$38,779,408
Allowance for credit losses on loans(437,376)(419,478)
Net loans40,712,35038,359,930
Loans held for sale6,8002,030
Securities:
Available for sale (amortized cost of $13,903,318 and $13,999,900, respectively)13,488,15913,709,141
Held to maturity, net of allowance for credit losses of $3,996 and $1,684, respectively (fair value of $5,239,447 and $5,250,465, respectively)5,712,4305,722,543

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is UMB Financial's gross loans?
UMB Financial (UMBF) reported gross loans of $40.71B in Q2 2026.
How has UMB Financial's gross loans changed year-over-year?
UMB Financial's gross loans increased by 11.8% year-over-year, from $36.42B to $40.71B.
What is the long-term trend for UMB Financial's gross loans?
Over 5 years (2020 to 2025), UMB Financial's gross loans has grown at a 19.0% compound annual growth rate (CAGR), from $16.1B to $38.36B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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