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Community Financial System CBU 2024-2025

2024-2025 at other companies

Corebridge Financial logo
Corebridge FinancialCRBG
$4.56B—
ACNB logo
ACNBACNB
$90M0.0%
SB Financial Group logo
SB Financial GroupSBFG
$5M0.0%
Customers Bancorp logo
Customers BancorpCUBI
$100M-82.1%
Community Financial System logo
Community Financial SystemCBU
$151.95M—
Norwood Financial logo
Norwood FinancialNWFL
$6.07M-80.6%

Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.37B+17.2%
Enterprise value$3.71B+15.5%
P/E14.8×0.0×
P/S3.9×+0.2×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate.

The source filing: Community Financial System’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 4:48 PM EST
Fiscal year
FY2025
Accession
0001104659-26-021651
Line itemCarryingWeighted-average / Rate at
(000’s omitted, except rate)ValueDecember 31, 2025
2027$151,9484.38%
2028298,0644.61%
20294272.50%
Total$450,4393.43%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Community Financial System's 2024-2025?
Community Financial System (CBU) reported 2024-2025 of $151.95M in Q4 2025.
What does 2024-2025 mean?
2024-2025 as reported by Community Financial System, Inc..

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