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Community Financial System CBU Employee Benefit Services — Total Assets

Other segment segments

Banking And Corporate Services
$17.44B+6.1%
Wealth Management Services
$204.38M+422%
Insurance Services
$114.28M+57.4%

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Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.44B+22.3%
Enterprise value$3.78B+20.0%
P/E15.1×+0.6×
P/S+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemBanking andEmployee / BenefitInsurance
Amortization of intangible assets1,0571,8271,1914,408
Goodwill764,71491,04630,816900,650
Core deposit intangibles, net12,6890015,732
Other intangibles, net43516,44521,16747,312
Segment assets17,436,748228,872114,27817,984,281
Reconciliation of segment assets:
Elimination of intersegment cash and deposits(220,511)
Total consolidated assets$17,763,770

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's employee benefit services — total assets?
Community Financial System (CBU) reported employee benefit services — total assets of $228.87M in Q2 2026.
How has Community Financial System's employee benefit services — total assets changed year-over-year?
Community Financial System's employee benefit services — total assets increased by 2.4% year-over-year, from $223.46M to $228.87M.
What is the long-term trend for Community Financial System's employee benefit services — total assets?
Over 4 years (2021 to 2025), Community Financial System's employee benefit services — total assets has grown at a -0.2% compound annual growth rate (CAGR), from $949.35M to $942.37M.
What does employee benefit services — total assets mean?
Represents the total value of economic resources controlled by the Employee Benefit Services segment. This metric is used to evaluate the scale of the segment's operations and the efficiency with which it utilizes its asset base to generate revenue.

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