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Community Financial System CBU Net investment gains (losses)

Net investment gains (losses) at other companies

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$155K+488%
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$2K-99.3%

Other financials

Income statement

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Revenue$223.2M+12.0%
Net income$61.3M+19.5%
EPS (diluted)$1.16+19.6%

Balance sheet

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Cash & equivalents$258.2M+8.8%
Total debt$598.0M+4.1%
Total equity$2.1B+10.1%
Total assets$17.8B+6.6%

Cash flow

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Operating cash flow$51.1M-4.9%
CapEx$9.7M-44.1%
Free cash flow$41.4M+13.7%

Valuation

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Market cap$3.48B+23.7%
Enterprise value$3.82B+21.3%
P/E15.2×+0.8×
P/S4.1×+0.4×

Profitability

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Net margin26.6%+1.6pp
FCF margin28.7%+3.3pp

Returns & leverage

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Return on equity11.5%+0.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:EquitySecuritiesFvNiGainLoss.

The source filing: Community Financial System’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092717
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Employee benefit services34,87732,38069,44965,002
Insurance services13,19513,38825,78127,589
Wealth management services10,4038,68320,73518,545
Gain (loss) on equity securities4,710(1)4,309244
Loss from equity method investments(463)0(789)0
Total noninterest revenues84,01174,508162,585150,544
Noninterest expenses:
Salaries and employee benefits82,43179,021162,753155,463

Item 1. Financial Statements (Unaudited)

FAQ

What is Community Financial System's net investment gains (losses)?
Community Financial System (CBU) reported net investment gains (losses) of $4.71M in Q2 2026.
How has Community Financial System's net investment gains (losses) changed year-over-year?
Community Financial System's net investment gains (losses) increased by 471100.0% year-over-year, from -$1K to $4.71M.
What does net investment gains (losses) mean?
Net realized and unrealized gains and losses on the company's investment portfolio, including equity securities, debt securities, and alternative investments.

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