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NBT Bancorp NBTB Net investment gains (losses)

Net investment gains (losses) at other companies

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$4M
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-$34K+17.1%

Segments

By segment

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Banking$175K+56.3%
All Other Segments$0
Retirement Plan Administration$0

Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:EquitySecuritiesFvNiGainLoss.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025
Net gains (losses) recognized on equity securities$$175112
Less: Net gains (losses) recognized on equity securities sold during the period-(35)
Unrealized gains (losses) recognized on equity securities still held$$175147

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's net investment gains (losses)?
NBT Bancorp (NBTB) reported net investment gains (losses) of $175K in Q2 2026.
How has NBT Bancorp's net investment gains (losses) changed year-over-year?
NBT Bancorp's net investment gains (losses) increased by 56.3% year-over-year, from $112K to $175K.
What is the long-term trend for NBT Bancorp's net investment gains (losses)?
Over 4 years (2021 to 2025), NBT Bancorp's net investment gains (losses) has grown at a -28.5% compound annual growth rate (CAGR), from $566K to $148K.
What does net investment gains (losses) mean?
Net realized and unrealized gains and losses on the company's investment portfolio, including equity securities, debt securities, and alternative investments.

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