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Community Financial System CBU Line of Credit Maximum Borrowing Capacity

Line of Credit Maximum Borrowing Capacity at other companies

Community Financial System logo
Community Financial SystemCBU
$25M0.0%
GBC
Glacier BancorpGBCI
$530M+1.0%
OGS
ONE GASOGS
$1.5B+11.1%
Blue Owl Capital logo
Blue Owl CapitalOWL
$4.96B+17.1%
Hope Bancorp logo
Hope BancorpHOPE
$6.23B+5.0%
Southern Company logo
Southern CompanySO
$8.92B

Other financials

Income statement

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Revenue$213.3M+8.7%
Net income$57.2M+15.3%
EPS (diluted)$1.08+16.1%

Balance sheet

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Cash & equivalents$572.2M+10.5%
Total debt$437.7M-25.3%
Total equity$2.0B+10.4%
Total assets$17.7B+5.8%

Cash flow

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Operating cash flow$71.6M+14.5%
CapEx$11.3M+6.7%
Free cash flow$60.3M+16.1%

Valuation

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Market cap$3.39B+2.6%

Profitability

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Net margin26.1%+1.1pp
FCF margin28.9%+3.3pp

Returns & leverage

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Return on equity11.3%+0.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Community Financial System in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityCurrentBorrowingCapacity.

The official record: Community Financial System’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Financial System's line of credit maximum borrowing capacity?
Community Financial System (CBU) reported line of credit maximum borrowing capacity of $25M in Q4 2025.
How has Community Financial System's line of credit maximum borrowing capacity changed year-over-year?
Community Financial System's line of credit maximum borrowing capacity decreased by 0.0% year-over-year, from $25M to $25M.
What is the long-term trend for Community Financial System's line of credit maximum borrowing capacity?
Over 5 years (2020 to 2025), Community Financial System's line of credit maximum borrowing capacity has grown at a 0.0% compound annual growth rate (CAGR), from $25M to $25M.
What does line of credit maximum borrowing capacity mean?
This metric defines the total authorized borrowing limit available to the company under its established credit facilities with financial institutions. It represents the maximum liquidity cushion the company can access to meet short-term operational needs or strategic requirements. Monitoring this capacity is essential for evaluating the company's financial flexibility and liquidity risk profile.