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Pioneer Bancorp, Inc. PBFS Line of Credit Maximum Borrowing Capacity

Line of Credit Maximum Borrowing Capacity at other companies

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Community Financial SystemCBU
$25M0.0%
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Eagle BancorpEGBN

Other financials

Income statement

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Revenue$24.6M+7.9%
Net income$5.3M-8.2%
EPS (diluted)$0.22-4.3%

Balance sheet

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Cash & equivalents$156.9M+12.4%
Total debt$54.4M+20.3%
Total equity$328.6M+5.8%
Total assets$2.2B+7.3%

Cash flow

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Operating cash flow-$161.0K+95.4%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$420.91M+46.8%
P/E21.2×+3.7×
P/S4.3×+0.9×

Profitability

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Net margin20.2%+0.8pp
FCF margin32.4%

Returns & leverage

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Return on equity6.2%+0.8pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity.

The official record: Pioneer Bancorp, Inc.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pioneer Bancorp, Inc.'s line of credit maximum borrowing capacity?
Pioneer Bancorp, Inc. (PBFS) reported line of credit maximum borrowing capacity of $20M in Q4 2025.
How has Pioneer Bancorp, Inc.'s line of credit maximum borrowing capacity changed year-over-year?
Pioneer Bancorp, Inc.'s line of credit maximum borrowing capacity decreased by 0.0% year-over-year, from $20M to $20M.
What does line of credit maximum borrowing capacity mean?
This metric defines the total authorized borrowing limit available to the bank under its established lines of credit with external financial institutions. It serves as a critical indicator of the bank's contingent liquidity and its ability to access external capital during periods of market stress or unexpected funding needs. A higher capacity provides greater financial flexibility and serves as a buffer for operational stability.